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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CENTRUE
Mortgage Loans and Application Details
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| Mortgage Company Name |
CENTRUE |
| Address | 201 EAST MAIN STREET
STREATOR, IL 61364 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 666 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $66,576,000 |
| Average Mortgage Loan Amount Applied For | $130,727 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $77,303 |
| Highest Applicant Income | $531,000 |
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| Home Improvement |
55 | $2,177,000 |
$39,000 | $255,000 |
$75,000 | $340,000 |
| Home Purchase |
258 | $27,371,000 |
$106,000 | $752,000 |
$68,000 | $452,000 |
| Refinancing |
353 | $37,028,000 |
$104,000 | $2,000,000 |
$74,000 | $531,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $477,000 |
$119,000 | $250,000 |
$82,000 | $231,000 |
| Black or African American |
3 | $499,000 |
$166,000 | $265,000 |
$82,000 | $114,000 |
| Hispanic |
17 | $2,039,000 |
$119,000 | $752,000 |
$79,000 | $319,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $105,000 |
$105,000 | $105,000 |
$29,000 | $29,000 |
| Not applicable |
2 | $80,000 |
$40,000 | $54,000 |
$0 | $0 |
| Not Provided |
20 | $929,000 |
$46,000 | $255,000 |
$106,000 | $261,000 |
| White |
619 | $62,447,000 |
$100,000 | $2,000,000 |
$70,000 | $531,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
643 | $64,373,000 |
$100,000 | $2,000,000 |
$72,000 | $531,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
23 | $2,203,000 |
$95,000 | $160,000 |
$40,000 | $67,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
40 | $5,518,000 |
$137,000 | $362,000 |
$76,000 | $168,000 |
| Application Denied By Financial Institution |
71 | $5,845,000 |
$82,000 | $278,000 |
$50,000 | $261,000 |
| Application Withdrawn By Applicant |
9 | $747,000 |
$83,000 | $225,000 |
$49,000 | $86,000 |
| File Closed For Incompleteness |
1 | $145,000 |
$145,000 | $145,000 |
$96,000 | $96,000 |
| Loan Originated |
545 | $54,321,000 |
$99,000 | $2,000,000 |
$74,000 | $531,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $518,000 |
$103,000 | $255,000 |
$146,000 | $261,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
39 | $2,933,000 |
$75,000 | $255,000 |
$48,000 | $149,000 |
| Debt-To-Income Ratio |
27 | $2,394,000 |
$88,000 | $278,000 |
$35,000 | $114,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CENTRUE by:
Metropolitan Area And
County
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