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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CERTFIED FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CERTFIED FEDERAL CREDIT UNION |
| Address | 5601 E WASHINGTON BLVD
COMMERCE, CA 90040 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 61 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,312,000 |
| Average Mortgage Loan Amount Applied For | $94,750 |
| Highest Mortgage Loan Amount Applied For | $480,000 |
| Average Applicant Income | $109,125 |
| Highest Applicant Income | $277,000 |
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| Home Improvement |
1 | $140,000 |
$140,000 | $140,000 |
$139,000 | $139,000 |
| Home Purchase |
8 | $1,898,000 |
$237,000 | $480,000 |
$158,000 | $219,000 |
| Refinancing |
52 | $6,274,000 |
$120,000 | $420,000 |
$93,000 | $277,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $217,000 |
$217,000 | $217,000 |
$277,000 | $277,000 |
| Black or African American |
2 | $177,000 |
$88,000 | $105,000 |
$61,000 | $81,000 |
| Hispanic |
40 | $5,322,000 |
$133,000 | $384,000 |
$95,000 | $209,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $789,000 |
$263,000 | $480,000 |
$139,000 | $162,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
15 | $1,807,000 |
$120,000 | $420,000 |
$108,000 | $219,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
61 | $8,312,000 |
$136,000 | $480,000 |
$102,000 | $277,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
61 | $8,312,000 |
$136,000 | $480,000 |
$102,000 | $277,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CERTFIED FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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