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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CHAMBERS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CHAMBERS BANK |
| Address | P.O. BOX 609
DANVILLE, AR 72833 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 121 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,593,000 |
| Average Mortgage Loan Amount Applied For | $123,933 |
| Highest Mortgage Loan Amount Applied For | $3,316,000 |
| Average Applicant Income | $67,400 |
| Highest Applicant Income | $2,912,000 |
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| Home Improvement |
25 | $628,000 |
$25,000 | $71,000 |
$34,000 | $89,000 |
| Home Purchase |
55 | $7,308,000 |
$132,000 | $3,316,000 |
$41,000 | $185,000 |
| Refinancing |
41 | $1,657,000 |
$40,000 | $205,000 |
$110,000 | $2,912,000 |
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| American Indian or Alaskan Native |
1 | $32,000 |
$32,000 | $32,000 |
$24,000 | $24,000 |
| Asian |
4 | $311,000 |
$77,000 | $128,000 |
$94,000 | $185,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $58,000 |
$14,000 | $21,000 |
$24,000 | $35,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $4,784,000 |
$797,000 | $3,316,000 |
$0 | $0 |
| Not Provided |
4 | $105,000 |
$26,000 | $42,000 |
$52,000 | $146,000 |
| White |
102 | $4,303,000 |
$42,000 | $350,000 |
$68,000 | $2,912,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
121 | $9,593,000 |
$79,000 | $3,316,000 |
$63,000 | $2,912,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $40,000 |
$40,000 | $40,000 |
$39,000 | $39,000 |
| Application Denied By Financial Institution |
25 | $1,063,000 |
$42,000 | $205,000 |
$49,000 | $185,000 |
| Application Withdrawn By Applicant |
8 | $513,000 |
$64,000 | $128,000 |
$46,000 | $168,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
87 | $7,977,000 |
$91,000 | $3,316,000 |
$69,000 | $2,912,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CHAMBERS BANK by:
Metropolitan Area And
County
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