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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CHAMPAIGN NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CHAMPAIGN NATIONAL BANK |
| Address | 6400 PERIMETER DR
DUBLIN, OH 43016 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 148 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,657,000 |
| Average Mortgage Loan Amount Applied For | $172,333 |
| Highest Mortgage Loan Amount Applied For | $1,050,000 |
| Average Applicant Income | $125,944 |
| Highest Applicant Income | $1,253,000 |
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| Home Improvement |
1 | $40,000 |
$40,000 | $40,000 |
$42,000 | $42,000 |
| Home Purchase |
87 | $11,419,000 |
$131,000 | $1,050,000 |
$67,000 | $500,000 |
| Refinancing |
60 | $9,198,000 |
$153,000 | $572,000 |
$141,000 | $1,253,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $89,000 |
$89,000 | $89,000 |
$406,000 | $406,000 |
| Black or African American |
2 | $725,000 |
$362,000 | $567,000 |
$653,000 | $1,253,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
24 | $1,544,000 |
$64,000 | $446,000 |
$0 | $0 |
| Not Provided |
16 | $3,481,000 |
$217,000 | $572,000 |
$146,000 | $648,000 |
| White |
105 | $14,818,000 |
$141,000 | $1,050,000 |
$98,000 | $1,220,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
148 | $20,657,000 |
$139,000 | $1,050,000 |
$97,000 | $1,253,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $798,000 |
$99,000 | $158,000 |
$43,000 | $83,000 |
| Application Withdrawn By Applicant |
25 | $5,648,000 |
$225,000 | $572,000 |
$97,000 | $260,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
115 | $14,211,000 |
$123,000 | $1,050,000 |
$101,000 | $1,253,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $253,000 |
$126,000 | $156,000 |
$70,000 | $83,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $290,000 |
$96,000 | $158,000 |
$44,000 | $54,000 |
| Debt-To-Income Ratio |
3 | $255,000 |
$85,000 | $102,000 |
$23,000 | $50,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CHAMPAIGN NATIONAL BANK by:
Metropolitan Area And
County
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