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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CHART BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CHART BANK |
| Address | P O BOX 189
PERRYVILLE, AR 72126 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 40 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,747,000 |
| Average Mortgage Loan Amount Applied For | $95,000 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $36,571 |
| Highest Applicant Income | $106,000 |
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| Home Improvement |
13 | $372,000 |
$28,000 | $88,000 |
$34,000 | $71,000 |
| Home Purchase |
23 | $1,247,000 |
$54,000 | $300,000 |
$43,000 | $106,000 |
| Refinancing |
4 | $128,000 |
$32,000 | $45,000 |
$49,000 | $69,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $50,000 |
$50,000 | $50,000 |
$16,000 | $16,000 |
| Hispanic |
1 | $50,000 |
$50,000 | $50,000 |
$18,000 | $18,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $100,000 |
$100,000 | $100,000 |
$106,000 | $106,000 |
| White |
37 | $1,547,000 |
$41,000 | $300,000 |
$40,000 | $84,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
40 | $1,747,000 |
$43,000 | $300,000 |
$41,000 | $106,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $42,000 |
$21,000 | $35,000 |
$36,000 | $57,000 |
| Application Denied By Financial Institution |
16 | $426,000 |
$26,000 | $50,000 |
$33,000 | $69,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
22 | $1,279,000 |
$58,000 | $300,000 |
$47,000 | $106,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CHART BANK by:
Metropolitan Area And
County
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