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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CHARTER CAPITAL CORPORATION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CHARTER CAPITAL CORPORATION |
| Address | 700 IRWIN ST #201
SAN RAFAEL, CA 94901 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 432 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $172,459,000 |
| Average Mortgage Loan Amount Applied For | $329,224 |
| Highest Mortgage Loan Amount Applied For | $1,747,000 |
| Average Applicant Income | $120,706 |
| Highest Applicant Income | $1,200,000 |
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| Home Improvement |
2 | $458,000 |
$229,000 | $383,000 |
$100,000 | $104,000 |
| Home Purchase |
152 | $56,159,000 |
$369,000 | $1,747,000 |
$166,000 | $1,200,000 |
| Refinancing |
386 | $155,862,000 |
$403,000 | $1,710,000 |
$103,000 | $780,000 |
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| American Indian or Alaskan Native |
2 | $150,000 |
$75,000 | $120,000 |
$59,000 | $59,000 |
| Asian |
89 | $32,034,000 |
$359,000 | $1,430,000 |
$97,000 | $402,000 |
| Black or African American |
5 | $2,236,000 |
$447,000 | $590,000 |
$79,000 | $198,000 |
| Hispanic |
59 | $18,531,000 |
$314,000 | $760,000 |
$115,000 | $360,000 |
| Native Hawaiin or Other Pacific Islander |
43 | $15,473,000 |
$359,000 | $1,268,000 |
$101,000 | $510,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
119 | $53,502,000 |
$449,000 | $1,747,000 |
$122,000 | $1,200,000 |
| White |
223 | $90,553,000 |
$406,000 | $1,710,000 |
$135,000 | $800,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
540 | $212,479,000 |
$393,000 | $1,747,000 |
$120,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
41 | $13,601,000 |
$331,000 | $905,000 |
$101,000 | $273,000 |
| Application Denied By Financial Institution |
26 | $9,235,000 |
$355,000 | $1,268,000 |
$111,000 | $510,000 |
| Application Withdrawn By Applicant |
8 | $4,146,000 |
$518,000 | $1,500,000 |
$155,000 | $596,000 |
| File Closed For Incompleteness |
16 | $6,749,000 |
$421,000 | $840,000 |
$108,000 | $290,000 |
| Loan Originated |
446 | $176,634,000 |
$396,000 | $1,747,000 |
$121,000 | $1,200,000 |
| Loan Purchased By The Institution |
3 | $2,114,000 |
$704,000 | $746,000 |
$374,000 | $1,067,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CHARTER CAPITAL CORPORATION by:
Metropolitan Area And
County
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