|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CHASE MANHATTAN BANK USA, NA
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CHASE MANHATTAN BANK USA, NA |
| Address | 194 WOOD AVE SOUTH
ISELIN, NJ 08830 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 127,534 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,056,932,000 |
| Average Mortgage Loan Amount Applied For | $113,824 |
| Highest Mortgage Loan Amount Applied For | $20,000,000 |
| Average Applicant Income | $68,737 |
| Highest Applicant Income | $9,088,000 |
|
|
|
| Home Improvement |
4,557 | $633,778,000 |
$139,000 | $1,600,000 |
$75,000 | $2,200,000 |
| Home Purchase |
31,356 | $4,539,690,000 |
$144,000 | $3,890,000 |
$93,000 | $6,876,000 |
| Refinancing |
91,621 | $14,883,464,000 |
$162,000 | $20,000,000 |
$75,000 | $9,088,000 |
|
|
| American Indian or Alaskan Native |
741 | $102,948,000 |
$138,000 | $650,000 |
$76,000 | $999,000 |
| Asian |
2,260 | $456,576,000 |
$202,000 | $1,260,000 |
$113,000 | $6,000,000 |
| Black or African American |
23,630 | $3,309,864,000 |
$140,000 | $3,890,000 |
$67,000 | $3,600,000 |
| Hispanic |
21,968 | $3,954,824,000 |
$180,000 | $9,852,000 |
$84,000 | $9,088,000 |
| Native Hawaiin or Other Pacific Islander |
432 | $84,394,000 |
$195,000 | $650,000 |
$93,000 | $1,562,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
22,199 | $3,537,176,000 |
$159,000 | $12,500,000 |
$83,000 | $7,864,000 |
| White |
56,304 | $8,611,150,000 |
$152,000 | $20,000,000 |
$80,000 | $7,200,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
127,534 | $20,056,932,000 |
$157,000 | $20,000,000 |
$80,000 | $9,088,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1,126 | $190,040,000 |
$168,000 | $1,132,000 |
$80,000 | $1,179,000 |
| Application Denied By Financial Institution |
67,501 | $10,464,860,000 |
$155,000 | $20,000,000 |
$79,000 | $9,088,000 |
| Application Withdrawn By Applicant |
1,070 | $152,794,000 |
$142,000 | $10,001,000 |
$87,000 | $6,271,000 |
| File Closed For Incompleteness |
38 | $4,883,000 |
$128,000 | $425,000 |
$62,000 | $284,000 |
| Loan Originated |
57,799 | $9,244,355,000 |
$159,000 | $1,508,000 |
$80,000 | $6,502,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
10,122 | $1,481,385,000 |
$146,000 | $12,500,000 |
$81,000 | $5,400,000 |
| Credit Application Incomplete |
44,334 | $6,796,184,000 |
$153,000 | $1,636,000 |
$80,000 | $9,088,000 |
| Credit History |
5,127 | $788,314,000 |
$153,000 | $9,852,000 |
$75,000 | $2,655,000 |
| Debt-To-Income Ratio |
4,754 | $834,484,000 |
$175,000 | $20,000,000 |
$57,000 | $1,080,000 |
| Employment History |
163 | $23,953,000 |
$146,000 | $650,000 |
$68,000 | $780,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
41 | $6,670,000 |
$162,000 | $499,000 |
$71,000 | $162,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1,812 | $324,256,000 |
$178,000 | $1,223,000 |
$98,000 | $3,000,000 |
| Unverifiable Information |
1,148 | $209,614,000 |
$182,000 | $1,000,000 |
$110,000 | $6,876,000 |
|
Mortgage Loan App Totals for CHASE MANHATTAN BANK USA, NA by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
