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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CHESNEE STATE BANCSHARES, INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
CHESNEE STATE BANCSHARES, INC |
| Address | 110 S. ALABAMA AVE./P.O.BOX 188
CHESNEE, SC 29323 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 120 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,321,000 |
| Average Mortgage Loan Amount Applied For | $104,250 |
| Highest Mortgage Loan Amount Applied For | $225,000 |
| Average Applicant Income | $56,375 |
| Highest Applicant Income | $188,000 |
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| Home Improvement (one-to-four family) |
5 | $352,000 |
$70,000 | $177,000 |
$63,000 | $151,000 |
| Home Purchase (one-to-four family) |
22 | $1,831,000 |
$88,500 | $175,000 |
$64,000 | $188,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
10 | $825,000 |
$82,000 | $134,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
83 | $8,313,000 |
$100,000 | $225,000 |
$55,000 | $168,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
5 | $334,000 |
$66,000 | $98,000 |
$26,000 | $33,000 |
| Hispanic |
1 | $93,000 |
$93,000 | $93,000 |
$48,000 | $48,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $653,000 |
$81,000 | $134,000 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
106 | $10,241,000 |
$95,500 | $225,000 |
$65,000 | $188,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
120 | $11,321,000 |
$94,500 | $225,000 |
$61,000 | $188,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $892,000 |
$68,000 | $128,000 |
$40,000 | $143,000 |
| Application Withdrawn By Applicant |
2 | $185,000 |
$92,000 | $120,000 |
$39,000 | $54,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
105 | $10,244,000 |
$96,000 | $225,000 |
$64,000 | $188,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $551,000 |
$68,000 | $128,000 |
$28,000 | $57,000 |
| Debt-To-Income Ratio |
4 | $257,000 |
$64,000 | $100,000 |
$61,000 | $143,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $84,000 |
$84,000 | $84,000 |
$40,000 | $40,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CHESNEE STATE BANCSHARES, INC by:
Metropolitan Area And
County
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