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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CHICKASHA BANK & TRUST COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
CHICKASHA BANK & TRUST COMPANY |
| Address | 1924 S. 4TH
CHICKASHA, OK 73018 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 129 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,294,000 |
| Average Mortgage Loan Amount Applied For | $63,083 |
| Highest Mortgage Loan Amount Applied For | $362,000 |
| Average Applicant Income | $68,583 |
| Highest Applicant Income | $466,000 |
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| Home Improvement |
18 | $662,000 |
$36,000 | $194,000 |
$77,000 | $240,000 |
| Home Purchase |
64 | $4,318,000 |
$67,000 | $362,000 |
$56,000 | $158,000 |
| Refinancing |
47 | $2,314,000 |
$49,000 | $250,000 |
$54,000 | $466,000 |
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| American Indian or Alaskan Native |
5 | $181,000 |
$36,000 | $92,000 |
$60,000 | $158,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $55,000 |
$55,000 | $55,000 |
$92,000 | $92,000 |
| Hispanic |
2 | $59,000 |
$29,000 | $53,000 |
$69,000 | $130,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
121 | $6,999,000 |
$57,000 | $362,000 |
$57,000 | $466,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
129 | $7,294,000 |
$56,000 | $362,000 |
$58,000 | $466,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
15 | $709,000 |
$47,000 | $150,000 |
$36,000 | $72,000 |
| Application Withdrawn By Applicant |
8 | $471,000 |
$58,000 | $125,000 |
$57,000 | $150,000 |
| File Closed For Incompleteness |
1 | $53,000 |
$53,000 | $53,000 |
$130,000 | $130,000 |
| Loan Originated |
105 | $6,061,000 |
$57,000 | $362,000 |
$61,000 | $466,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $67,000 |
$22,000 | $31,000 |
$38,000 | $50,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
10 | $528,000 |
$52,000 | $150,000 |
$39,000 | $72,000 |
| Debt-To-Income Ratio |
2 | $114,000 |
$57,000 | $95,000 |
$18,000 | $27,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CHICKASHA BANK & TRUST COMPANY by:
Metropolitan Area And
County
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