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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CHRISTENSEN FINANCIAL INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
CHRISTENSEN FINANCIAL INC |
| Address | 2484 S.R. 434 WEST
LONGWOOD, FL 32779 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 372 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $67,140,000 |
| Average Mortgage Loan Amount Applied For | $192,962 |
| Highest Mortgage Loan Amount Applied For | $2,077,000 |
| Average Applicant Income | $84,666 |
| Highest Applicant Income | $754,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
237 | $41,828,000 |
$176,000 | $2,077,000 |
$93,000 | $754,000 |
| Refinancing |
137 | $26,038,000 |
$190,000 | $1,050,000 |
$96,000 | $501,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $563,000 |
$112,000 | $203,000 |
$81,000 | $98,000 |
| Black or African American |
46 | $8,393,000 |
$182,000 | $980,000 |
$75,000 | $289,000 |
| Hispanic |
112 | $18,905,000 |
$168,000 | $2,077,000 |
$88,000 | $678,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
5 | $1,162,000 |
$232,000 | $360,000 |
$79,000 | $122,000 |
| White |
206 | $38,843,000 |
$188,000 | $1,050,000 |
$102,000 | $754,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
360 | $65,843,000 |
$182,000 | $2,077,000 |
$95,000 | $754,000 |
| FHA-insured (Federal Housing Administration) |
13 | $1,948,000 |
$149,000 | $252,000 |
$66,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $75,000 |
$75,000 | $75,000 |
$29,000 | $29,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $1,501,000 |
$115,000 | $255,000 |
$69,000 | $115,000 |
| Application Withdrawn By Applicant |
84 | $19,298,000 |
$229,000 | $2,077,000 |
$105,000 | $678,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
277 | $47,067,000 |
$169,000 | $1,000,000 |
$92,000 | $754,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $190,000 |
$95,000 | $152,000 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $136,000 |
$136,000 | $136,000 |
$99,000 | $99,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $362,000 |
$181,000 | $192,000 |
$71,000 | $97,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $235,000 |
$78,000 | $108,000 |
$87,000 | $90,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CHRISTENSEN FINANCIAL INC by:
Metropolitan Area And
County
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