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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CHRISTIAN COMMUNITY CREDIT UNI
Mortgage Loans and Application Details
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| Mortgage Company Name |
CHRISTIAN COMMUNITY CREDIT UNI |
| Address | 101 S. BARRANCA AVE., P. O. BOX 3012
COVINA, CA 91722 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 91 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,238,000 |
| Average Mortgage Loan Amount Applied For | $156,000 |
| Highest Mortgage Loan Amount Applied For | $724,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $282,000 |
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| Home Improvement |
74 | $8,692,000 |
$117,000 | $350,000 |
$96,000 | $334,000 |
| Home Purchase |
50 | $8,565,000 |
$171,000 | $533,000 |
$88,000 | $255,000 |
| Refinancing |
174 | $28,330,000 |
$162,000 | $750,000 |
$84,000 | $282,000 |
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| American Indian or Alaskan Native |
2 | $224,000 |
$112,000 | $200,000 |
$78,000 | $96,000 |
| Asian |
14 | $2,656,000 |
$189,000 | $308,000 |
$132,000 | $334,000 |
| Black or African American |
20 | $2,995,000 |
$149,000 | $600,000 |
$90,000 | $235,000 |
| Hispanic |
35 | $5,422,000 |
$154,000 | $530,000 |
$79,000 | $164,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $160,000 |
$80,000 | $100,000 |
$37,000 | $56,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
225 | $34,130,000 |
$151,000 | $750,000 |
$86,000 | $282,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
298 | $45,587,000 |
$152,000 | $750,000 |
$87,000 | $334,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
22 | $3,149,000 |
$143,000 | $533,000 |
$77,000 | $193,000 |
| Application Denied By Financial Institution |
8 | $1,252,000 |
$156,000 | $400,000 |
$57,000 | $92,000 |
| Application Withdrawn By Applicant |
4 | $470,000 |
$117,000 | $185,000 |
$44,000 | $72,000 |
| File Closed For Incompleteness |
3 | $705,000 |
$235,000 | $308,000 |
$103,000 | $140,000 |
| Loan Originated |
261 | $40,011,000 |
$153,000 | $750,000 |
$90,000 | $334,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
2 | $600,000 |
$300,000 | $400,000 |
$52,000 | $54,000 |
| Credit History |
2 | $225,000 |
$112,000 | $125,000 |
$72,000 | $91,000 |
| Debt-To-Income Ratio |
1 | $192,000 |
$192,000 | $192,000 |
$32,000 | $32,000 |
| Employment History |
1 | $28,000 |
$28,000 | $28,000 |
$30,000 | $30,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
2 | $207,000 |
$103,000 | $157,000 |
$73,000 | $92,000 |
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Mortgage Loan App Totals for CHRISTIAN COMMUNITY CREDIT UNI by:
Metropolitan Area And
County
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