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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CIB BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CIB BANK |
| Address | 101 N. WOLF RD.
HILLSIDE, IL 60162 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 30 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,016,000 |
| Average Mortgage Loan Amount Applied For | $454,800 |
| Highest Mortgage Loan Amount Applied For | $9,150,000 |
| Average Applicant Income | $342,400 |
| Highest Applicant Income | $1,420,000 |
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| Home Improvement (one-to-four family) |
9 | $146,000 |
$16,000 | $103,000 |
$47,000 | $100,000 |
| Home Purchase (one-to-four family) |
10 | $3,245,000 |
$324,000 | $850,000 |
$321,000 | $1,420,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
7 | $13,042,000 |
$1,863,000 | $9,150,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
4 | $583,000 |
$130,500 | $298,000 |
$68,500 | $327,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
1 | $17,000 |
$17,000 | $17,000 |
$45,000 | $45,000 |
| Black |
2 | $82,000 |
$41,000 | $78,000 |
$33,000 | $45,000 |
| Hispanic |
4 | $354,000 |
$88,000 | $140,000 |
$39,000 | $63,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $14,557,000 |
$953,500 | $9,150,000 |
$0 | $0 |
| Other |
1 | $250,000 |
$250,000 | $250,000 |
$0 | $0 |
| White |
13 | $1,756,000 |
$135,000 | $566,000 |
$276,000 | $1,420,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
30 | $17,016,000 |
$341,500 | $9,150,000 |
$77,500 | $1,420,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
9 | $284,000 |
$31,000 | $140,000 |
$44,000 | $100,000 |
| Application Withdrawn By Applicant |
1 | $173,000 |
$173,000 | $173,000 |
$60,000 | $60,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
20 | $16,559,000 |
$483,000 | $9,150,000 |
$111,500 | $1,420,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $61,000 |
$12,000 | $50,000 |
$53,000 | $78,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CIB BANK by:
Metropolitan Area And
County
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