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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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CINCINNATI FEDERAL SAVINGS AND
Mortgage Loans and Application Details
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| Mortgage Company Name |
CINCINNATI FEDERAL SAVINGS AND |
| Address | 6581 HARRISON AVE
CINCINNATI, OH 45247 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 111 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,055,000 |
| Average Mortgage Loan Amount Applied For | $128,923 |
| Highest Mortgage Loan Amount Applied For | $1,272,000 |
| Average Applicant Income | $72,230 |
| Highest Applicant Income | $568,000 |
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| Home Improvement |
8 | $2,257,000 |
$282,000 | $1,200,000 |
$115,000 | $372,000 |
| Home Purchase |
49 | $6,014,000 |
$122,000 | $420,000 |
$80,000 | $213,000 |
| Refinancing |
54 | $8,784,000 |
$162,000 | $1,272,000 |
$140,000 | $568,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $72,000 |
$72,000 | $72,000 |
$31,000 | $31,000 |
| Black or African American |
4 | $380,000 |
$95,000 | $156,000 |
$66,000 | $100,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
21 | $2,663,000 |
$126,000 | $793,000 |
$215,000 | $568,000 |
| Not Provided |
6 | $1,705,000 |
$284,000 | $1,272,000 |
$80,000 | $330,000 |
| White |
79 | $12,235,000 |
$154,000 | $1,200,000 |
$89,000 | $528,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
111 | $17,055,000 |
$153,000 | $1,272,000 |
$111,000 | $568,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $698,000 |
$116,000 | $263,000 |
$123,000 | $200,000 |
| Application Denied By Financial Institution |
22 | $3,278,000 |
$149,000 | $1,272,000 |
$83,000 | $330,000 |
| Application Withdrawn By Applicant |
18 | $2,289,000 |
$127,000 | $297,000 |
$62,000 | $167,000 |
| File Closed For Incompleteness |
3 | $655,000 |
$218,000 | $420,000 |
$97,000 | $198,000 |
| Loan Originated |
61 | $10,095,000 |
$165,000 | $1,200,000 |
$136,000 | $568,000 |
| Loan Purchased By The Institution |
1 | $40,000 |
$40,000 | $40,000 |
$81,000 | $81,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
8 | $454,000 |
$56,000 | $149,000 |
$113,000 | $283,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $770,000 |
$96,000 | $280,000 |
$38,000 | $120,000 |
| Debt-To-Income Ratio |
6 | $2,054,000 |
$342,000 | $1,272,000 |
$104,000 | $330,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CINCINNATI FEDERAL SAVINGS AND by:
Metropolitan Area And
County
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