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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CINCINNATUS SAVINGS&LOAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
CINCINNATUS SAVINGS&LOAN |
| Address | 3300 HARRISON AVE.
CINCINNATI, OH 45211 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 135 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,701,000 |
| Average Mortgage Loan Amount Applied For | $134,333 |
| Highest Mortgage Loan Amount Applied For | $880,000 |
| Average Applicant Income | $53,777 |
| Highest Applicant Income | $238,000 |
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| Home Improvement |
15 | $1,193,000 |
$79,000 | $225,000 |
$65,000 | $232,000 |
| Home Purchase |
76 | $9,285,000 |
$122,000 | $880,000 |
$70,000 | $210,000 |
| Refinancing |
44 | $6,223,000 |
$141,000 | $496,000 |
$68,000 | $238,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $192,000 |
$192,000 | $192,000 |
$90,000 | $90,000 |
| Black or African American |
7 | $458,000 |
$65,000 | $110,000 |
$67,000 | $192,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
127 | $16,051,000 |
$126,000 | $880,000 |
$69,000 | $238,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
133 | $16,387,000 |
$123,000 | $880,000 |
$69,000 | $238,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
2 | $314,000 |
$157,000 | $160,000 |
$49,000 | $50,000 |
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| Application Approved But Not Accepted |
7 | $1,025,000 |
$146,000 | $496,000 |
$74,000 | $238,000 |
| Application Denied By Financial Institution |
11 | $1,199,000 |
$109,000 | $248,000 |
$57,000 | $192,000 |
| Application Withdrawn By Applicant |
10 | $1,081,000 |
$108,000 | $174,000 |
$60,000 | $95,000 |
| File Closed For Incompleteness |
3 | $327,000 |
$109,000 | $212,000 |
$90,000 | $180,000 |
| Loan Originated |
104 | $13,069,000 |
$125,000 | $880,000 |
$70,000 | $232,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $693,000 |
$99,000 | $248,000 |
$45,000 | $59,000 |
| Debt-To-Income Ratio |
2 | $236,000 |
$118,000 | $126,000 |
$120,000 | $192,000 |
| Employment History |
1 | $102,000 |
$102,000 | $102,000 |
$32,000 | $32,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $168,000 |
$168,000 | $168,000 |
$41,000 | $41,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CINCINNATUS SAVINGS&LOAN by:
Metropolitan Area And
County
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