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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CINTEL FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CINTEL FEDERAL CREDIT UNION |
| Address | 525 VINE STREET SUITE 910
CINCINNATI, OH 45202 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 103 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,138,000 |
| Average Mortgage Loan Amount Applied For | $44,200 |
| Highest Mortgage Loan Amount Applied For | $170,000 |
| Average Applicant Income | $77,600 |
| Highest Applicant Income | $216,000 |
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| Home Improvement |
95 | $3,434,000 |
$36,000 | $100,000 |
$80,000 | $216,000 |
| Home Purchase |
1 | $44,000 |
$44,000 | $44,000 |
$63,000 | $63,000 |
| Refinancing |
7 | $660,000 |
$94,000 | $170,000 |
$70,000 | $170,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
13 | $328,000 |
$25,000 | $55,000 |
$77,000 | $216,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
90 | $3,810,000 |
$42,000 | $170,000 |
$79,000 | $190,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
103 | $4,138,000 |
$40,000 | $170,000 |
$79,000 | $216,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $134,000 |
$19,000 | $47,000 |
$54,000 | $81,000 |
| Application Withdrawn By Applicant |
2 | $30,000 |
$15,000 | $25,000 |
$79,000 | $117,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
94 | $3,974,000 |
$42,000 | $170,000 |
$81,000 | $216,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $72,000 |
$14,000 | $27,000 |
$46,000 | $63,000 |
| Debt-To-Income Ratio |
2 | $62,000 |
$31,000 | $47,000 |
$72,000 | $81,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CINTEL FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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