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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIBANK, FSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIBANK, FSB |
| Address | 850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 76,269 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,307,424,000 |
| Average Mortgage Loan Amount Applied For | $66,990 |
| Highest Mortgage Loan Amount Applied For | $30,800,000 |
| Average Applicant Income | $87,606 |
| Highest Applicant Income | $9,750,000 |
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| Home Improvement |
19,098 | $998,401,000 |
$47,884 | $1,000,000 |
$82,634 | $4,200,000 |
| Home Purchase |
23,243 | $3,826,730,000 |
$148,830 | $28,474,000 |
$123,037 | $8,536,000 |
| Refinancing |
34,065 | $3,488,726,000 |
$105,538 | $30,800,000 |
$103,173 | $9,750,000 |
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| American Indian or Alaskan Native |
442 | $35,373,000 |
$67,733 | $1,763,000 |
$66,155 | $1,457,000 |
| Asian |
2,532 | $265,339,000 |
$84,306 | $3,650,000 |
$103,632 | $2,771,000 |
| Black or African American |
4,887 | $337,733,000 |
$67,500 | $1,688,000 |
$86,021 | $8,536,000 |
| Hispanic |
4,784 | $376,411,000 |
$74,823 | $2,500,000 |
$87,882 | $8,466,000 |
| Native Hawaiin or Other Pacific Islander |
222 | $17,439,000 |
$63,771 | $1,250,000 |
$67,857 | $1,008,000 |
| Not applicable |
357 | $561,821,000 |
$1,333,781 | $30,800,000 |
$458,343 | $9,750,000 |
| Not Provided |
16,329 | $1,951,321,000 |
$115,698 | $10,000,000 |
$105,905 | $8,000,000 |
| White |
46,853 | $4,768,420,000 |
$102,750 | $8,750,000 |
$102,923 | $7,725,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
76,402 | $8,313,747,000 |
$103,433 | $30,800,000 |
$101,528 | $9,750,000 |
| FHA-insured (Federal Housing Administration) |
1 | $25,000 |
$25,000 | $25,000 |
$220,000 | $220,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $85,000 |
$28,333 | $50,000 |
$46,333 | $49,000 |
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| Application Approved But Not Accepted |
7,753 | $439,052,000 |
$52,692 | $1,000,000 |
$83,730 | $3,919,000 |
| Application Denied By Financial Institution |
17,746 | $1,051,316,000 |
$55,846 | $4,318,000 |
$77,634 | $4,200,000 |
| Application Withdrawn By Applicant |
5,240 | $407,441,000 |
$61,692 | $30,800,000 |
$89,826 | $3,833,000 |
| File Closed For Incompleteness |
3,426 | $219,857,000 |
$65,460 | $2,600,000 |
$89,580 | $1,848,000 |
| Loan Originated |
35,554 | $4,243,776,000 |
$117,692 | $28,474,000 |
$111,711 | $7,725,000 |
| Loan Purchased By The Institution |
6,686 | $1,951,665,000 |
$320,923 | $8,750,000 |
$207,403 | $9,750,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $750,000 |
$750,000 | $750,000 |
$0 | $0 |
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| Collateral |
4,485 | $315,475,000 |
$68,448 | $2,000,000 |
$92,387 | $2,276,000 |
| Credit Application Incomplete |
49 | $3,372,000 |
$59,083 | $400,000 |
$45,708 | $300,000 |
| Credit History |
8,198 | $374,038,000 |
$43,823 | $950,000 |
$75,725 | $4,200,000 |
| Debt-To-Income Ratio |
3,075 | $201,580,000 |
$59,180 | $1,256,000 |
$53,420 | $1,000,000 |
| Employment History |
86 | $4,864,000 |
$53,612 | $210,000 |
$50,129 | $276,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1,756 | $144,923,000 |
$79,769 | $4,318,000 |
$90,365 | $2,280,000 |
| Unverifiable Information |
98 | $7,814,000 |
$70,117 | $575,000 |
$82,441 | $2,179,000 |
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Mortgage Loan App Totals for CITIBANK, FSB by:
Metropolitan Area And
County
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