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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIBANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIBANK, N.A. |
| Address | 850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 255,061 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $29,574,533,000 |
| Average Mortgage Loan Amount Applied For | $61,636 |
| Highest Mortgage Loan Amount Applied For | $99,999,000 |
| Average Applicant Income | $81,077 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
62,812 | $4,067,647,000 |
$64,000 | $3,000,000 |
$90,000 | $4,500,000 |
| Home Purchase |
52,181 | $10,367,639,000 |
$198,000 | $31,800,000 |
$140,000 | $9,441,000 |
| Refinancing |
140,223 | $15,147,609,000 |
$108,000 | $99,999,000 |
$111,000 | $9,999,000 |
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| American Indian or Alaskan Native |
1,231 | $93,456,000 |
$75,000 | $1,540,000 |
$96,000 | $2,544,000 |
| Asian |
14,240 | $1,577,470,000 |
$110,000 | $11,700,000 |
$127,000 | $4,500,000 |
| Black or African American |
14,294 | $1,009,612,000 |
$70,000 | $1,922,000 |
$89,000 | $3,786,000 |
| Hispanic |
26,899 | $1,778,252,000 |
$66,000 | $2,300,000 |
$79,000 | $5,602,000 |
| Native Hawaiin or Other Pacific Islander |
1,068 | $113,623,000 |
$106,000 | $9,650,000 |
$108,000 | $1,200,000 |
| Not applicable |
22,988 | $11,001,714,000 |
$478,000 | $99,999,000 |
$212,000 | $9,999,000 |
| Not Provided |
46,452 | $4,004,294,000 |
$86,000 | $7,250,000 |
$103,000 | $6,195,000 |
| White |
128,044 | $10,004,474,000 |
$78,000 | $21,840,000 |
$105,000 | $9,383,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
254,259 | $29,452,884,000 |
$115,000 | $99,999,000 |
$112,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
908 | $126,455,000 |
$139,000 | $478,000 |
$44,000 | $660,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
49 | $3,556,000 |
$72,000 | $215,000 |
$29,000 | $95,000 |
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| Application Approved But Not Accepted |
25,195 | $1,888,457,000 |
$74,000 | $6,000,000 |
$105,000 | $6,195,000 |
| Application Denied By Financial Institution |
63,752 | $4,883,048,000 |
$76,000 | $19,580,000 |
$84,000 | $5,602,000 |
| Application Withdrawn By Applicant |
20,979 | $1,897,992,000 |
$90,000 | $21,840,000 |
$107,000 | $4,500,000 |
| File Closed For Incompleteness |
16,765 | $1,319,554,000 |
$78,000 | $12,100,000 |
$103,000 | $5,898,000 |
| Loan Originated |
106,450 | $10,725,729,000 |
$100,000 | $99,999,000 |
$110,000 | $9,383,000 |
| Loan Purchased By The Institution |
22,075 | $8,868,115,000 |
$401,000 | $13,375,000 |
$221,000 | $9,999,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
20,544 | $1,742,265,000 |
$84,000 | $2,200,000 |
$105,000 | $3,720,000 |
| Credit Application Incomplete |
40 | $2,234,000 |
$55,000 | $265,000 |
$52,000 | $282,000 |
| Credit History |
17,146 | $919,685,000 |
$53,000 | $19,580,000 |
$72,000 | $5,602,000 |
| Debt-To-Income Ratio |
18,649 | $1,542,485,000 |
$82,000 | $7,120,000 |
$61,000 | $2,696,000 |
| Employment History |
468 | $36,317,000 |
$77,000 | $700,000 |
$57,000 | $602,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
7 | $1,776,000 |
$253,000 | $1,200,000 |
$47,000 | $100,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
6,478 | $600,299,000 |
$92,000 | $3,500,000 |
$113,000 | $4,080,000 |
| Unverifiable Information |
420 | $37,987,000 |
$90,000 | $800,000 |
$92,000 | $617,000 |
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Mortgage Loan App Totals for CITIBANK, N.A. by:
Metropolitan Area And
County
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