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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIBANK (WEST), FSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIBANK (WEST), FSB |
| Address | 850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 18,864 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,608,246,000 |
| Average Mortgage Loan Amount Applied For | $409,646 |
| Highest Mortgage Loan Amount Applied For | $29,500,000 |
| Average Applicant Income | $93,281 |
| Highest Applicant Income | $3,675,000 |
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| Home Improvement |
6,088 | $547,497,000 |
$60,900 | $961,000 |
$98,600 | $3,675,000 |
| Home Purchase |
3,330 | $2,005,939,000 |
$768,500 | $29,500,000 |
$106,076 | $3,294,000 |
| Refinancing |
9,465 | $1,056,257,000 |
$82,434 | $1,000,000 |
$87,347 | $3,009,000 |
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| American Indian or Alaskan Native |
118 | $13,648,000 |
$98,666 | $1,160,000 |
$96,000 | $600,000 |
| Asian |
2,948 | $396,588,000 |
$82,777 | $16,770,000 |
$127,666 | $1,290,000 |
| Black or African American |
733 | $66,712,000 |
$67,666 | $500,000 |
$76,500 | $1,294,000 |
| Hispanic |
3,016 | $251,088,000 |
$85,444 | $2,150,000 |
$110,222 | $3,675,000 |
| Native Hawaiin or Other Pacific Islander |
183 | $16,920,000 |
$87,400 | $285,000 |
$69,800 | $360,000 |
| Not applicable |
630 | $1,444,574,000 |
$3,181,818 | $27,450,000 |
$0 | $0 |
| Not Provided |
3,679 | $518,835,000 |
$341,560 | $29,500,000 |
$106,120 | $3,294,000 |
| White |
7,576 | $901,328,000 |
$259,851 | $27,500,000 |
$92,703 | $3,240,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
18,883 | $3,609,693,000 |
$438,722 | $29,500,000 |
$100,972 | $3,675,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1,884 | $176,343,000 |
$164,588 | $1,970,000 |
$90,882 | $1,290,000 |
| Application Denied By Financial Institution |
4,134 | $418,875,000 |
$136,681 | $5,100,000 |
$82,954 | $3,675,000 |
| Application Withdrawn By Applicant |
1,216 | $346,030,000 |
$1,603,250 | $29,500,000 |
$89,250 | $1,668,000 |
| File Closed For Incompleteness |
975 | $111,328,000 |
$585,500 | $2,925,000 |
$114,833 | $1,677,000 |
| Loan Originated |
10,660 | $2,555,915,000 |
$640,375 | $27,500,000 |
$114,166 | $3,009,000 |
| Loan Purchased By The Institution |
14 | $1,202,000 |
$66,000 | $225,000 |
$102,500 | $186,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
657 | $90,746,000 |
$107,000 | $2,300,000 |
$115,100 | $1,304,000 |
| Credit Application Incomplete |
9 | $330,000 |
$27,000 | $137,000 |
$59,333 | $160,000 |
| Credit History |
1,565 | $115,636,000 |
$217,461 | $4,300,000 |
$59,307 | $3,675,000 |
| Debt-To-Income Ratio |
1,249 | $121,300,000 |
$61,333 | $1,421,000 |
$56,000 | $828,000 |
| Employment History |
24 | $1,959,000 |
$70,500 | $250,000 |
$34,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
592 | $82,514,000 |
$169,142 | $5,100,000 |
$164,571 | $3,240,000 |
| Unverifiable Information |
38 | $6,390,000 |
$115,000 | $3,300,000 |
$127,000 | $3,294,000 |
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Mortgage Loan App Totals for CITIBANK (WEST), FSB by:
Metropolitan Area And
County
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