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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIFINANCIAL COMPANY(DE)
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIFINANCIAL COMPANY(DE) |
| Address | 300 ST. PAUL PLACE
BALTIMORE, MD 21202 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 4,853 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $285,207,000 |
| Average Mortgage Loan Amount Applied For | $56,919 |
| Highest Mortgage Loan Amount Applied For | $586,000 |
| Average Applicant Income | $49,225 |
| Highest Applicant Income | $516,000 |
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| Home Improvement |
1,560 | $70,236,000 |
$45,000 | $451,000 |
$52,000 | $347,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
3,294 | $214,991,000 |
$65,000 | $586,000 |
$48,000 | $516,000 |
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| American Indian or Alaskan Native |
11 | $830,000 |
$75,000 | $171,000 |
$51,000 | $112,000 |
| Asian |
19 | $968,000 |
$50,000 | $263,000 |
$62,000 | $175,000 |
| Black or African American |
431 | $27,258,000 |
$63,000 | $586,000 |
$54,000 | $267,000 |
| Hispanic |
160 | $12,501,000 |
$78,000 | $449,000 |
$58,000 | $306,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $318,000 |
$63,000 | $170,000 |
$57,000 | $82,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
518 | $26,515,000 |
$51,000 | $411,000 |
$50,000 | $236,000 |
| White |
3,710 | $216,837,000 |
$58,000 | $500,000 |
$48,000 | $516,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,854 | $285,227,000 |
$58,000 | $586,000 |
$49,000 | $516,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1,212 | $66,714,000 |
$55,000 | $449,000 |
$56,000 | $482,000 |
| Application Denied By Financial Institution |
1,803 | $95,613,000 |
$53,000 | $500,000 |
$44,000 | $516,000 |
| Application Withdrawn By Applicant |
141 | $7,576,000 |
$53,000 | $358,000 |
$50,000 | $139,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,698 | $115,324,000 |
$67,000 | $586,000 |
$50,000 | $267,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIFINANCIAL COMPANY(DE) by:
Metropolitan Area And
County
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