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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIFINANCIAL, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIFINANCIAL, INC. |
| Address | 300 ST. PAUL PLACE
BALTIMORE, MD 21202 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 832 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $117,479,000 |
| Average Mortgage Loan Amount Applied For | $150,250 |
| Highest Mortgage Loan Amount Applied For | $765,000 |
| Average Applicant Income | $58,500 |
| Highest Applicant Income | $720,000 |
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| Home Improvement |
276 | $31,720,000 |
$114,000 | $735,000 |
$60,000 | $271,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
556 | $85,759,000 |
$154,000 | $765,000 |
$61,000 | $720,000 |
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| American Indian or Alaskan Native |
2 | $563,000 |
$281,000 | $363,000 |
$60,000 | $69,000 |
| Asian |
261 | $42,692,000 |
$163,000 | $765,000 |
$65,000 | $720,000 |
| Black or African American |
23 | $2,601,000 |
$113,000 | $468,000 |
$75,000 | $126,000 |
| Hispanic |
17 | $2,480,000 |
$145,000 | $377,000 |
$66,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander |
337 | $42,123,000 |
$124,000 | $735,000 |
$56,000 | $233,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
96 | $12,613,000 |
$131,000 | $495,000 |
$57,000 | $150,000 |
| White |
96 | $14,407,000 |
$150,000 | $513,000 |
$66,000 | $224,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
832 | $117,479,000 |
$141,000 | $765,000 |
$61,000 | $720,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
242 | $29,305,000 |
$121,000 | $765,000 |
$61,000 | $720,000 |
| Application Denied By Financial Institution |
240 | $29,817,000 |
$124,000 | $735,000 |
$56,000 | $144,000 |
| Application Withdrawn By Applicant |
28 | $2,705,000 |
$96,000 | $321,000 |
$64,000 | $271,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
322 | $55,652,000 |
$172,000 | $583,000 |
$64,000 | $233,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIFINANCIAL, INC. by:
Metropolitan Area And
County
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