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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIFINANCIAL, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIFINANCIAL, INC. |
| Address | 300 ST. PAUL PLACE
BALTIMORE, MD 21202 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,530 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $120,840,000 |
| Average Mortgage Loan Amount Applied For | $45,671 |
| Highest Mortgage Loan Amount Applied For | $266,000 |
| Average Applicant Income | $37,250 |
| Highest Applicant Income | $960,000 |
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| Home Improvement |
636 | $22,915,000 |
$36,000 | $208,000 |
$37,000 | $164,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
1,896 | $97,996,000 |
$51,000 | $266,000 |
$38,000 | $960,000 |
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| American Indian or Alaskan Native |
4 | $155,000 |
$38,000 | $73,000 |
$27,000 | $59,000 |
| Asian |
1 | $52,000 |
$52,000 | $52,000 |
$74,000 | $74,000 |
| Black or African American |
107 | $5,580,000 |
$52,000 | $212,000 |
$34,000 | $93,000 |
| Hispanic |
14 | $641,000 |
$45,000 | $114,000 |
$33,000 | $80,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $72,000 |
$36,000 | $40,000 |
$77,000 | $125,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
196 | $8,133,000 |
$41,000 | $265,000 |
$39,000 | $137,000 |
| White |
2,208 | $106,278,000 |
$48,000 | $266,000 |
$38,000 | $960,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,532 | $120,911,000 |
$47,000 | $266,000 |
$38,000 | $960,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
673 | $29,131,000 |
$43,000 | $266,000 |
$41,000 | $164,000 |
| Application Denied By Financial Institution |
1,012 | $45,015,000 |
$44,000 | $265,000 |
$35,000 | $180,000 |
| Application Withdrawn By Applicant |
67 | $2,914,000 |
$43,000 | $206,000 |
$48,000 | $960,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
779 | $43,836,000 |
$56,000 | $243,000 |
$39,000 | $212,000 |
| Loan Purchased By The Institution |
1 | $15,000 |
$15,000 | $15,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIFINANCIAL, INC. by:
Metropolitan Area And
County
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