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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIFINANCIAL, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIFINANCIAL, INC. |
| Address | 300 ST. PAUL PLACE
BALTIMORE, MD 21202 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 4,946 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $234,001,000 |
| Average Mortgage Loan Amount Applied For | $47,083 |
| Highest Mortgage Loan Amount Applied For | $415,000 |
| Average Applicant Income | $39,256 |
| Highest Applicant Income | $419,000 |
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| Home Improvement |
1,261 | $43,256,000 |
$34,000 | $415,000 |
$40,000 | $419,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
3,685 | $190,745,000 |
$51,000 | $359,000 |
$39,000 | $275,000 |
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| American Indian or Alaskan Native |
10 | $477,000 |
$47,000 | $115,000 |
$35,000 | $72,000 |
| Asian |
27 | $1,060,000 |
$39,000 | $117,000 |
$47,000 | $312,000 |
| Black or African American |
1,418 | $56,600,000 |
$39,000 | $199,000 |
$34,000 | $370,000 |
| Hispanic |
74 | $2,969,000 |
$40,000 | $110,000 |
$38,000 | $109,000 |
| Native Hawaiin or Other Pacific Islander |
7 | $308,000 |
$44,000 | $140,000 |
$33,000 | $50,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
536 | $22,204,000 |
$41,000 | $157,000 |
$38,000 | $205,000 |
| White |
2,874 | $150,383,000 |
$52,000 | $415,000 |
$43,000 | $419,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,946 | $234,001,000 |
$47,000 | $415,000 |
$39,000 | $419,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
997 | $46,318,000 |
$46,000 | $415,000 |
$45,000 | $312,000 |
| Application Denied By Financial Institution |
1,792 | $76,803,000 |
$42,000 | $359,000 |
$37,000 | $419,000 |
| Application Withdrawn By Applicant |
201 | $9,689,000 |
$48,000 | $199,000 |
$39,000 | $138,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,956 | $101,191,000 |
$51,000 | $322,000 |
$39,000 | $231,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIFINANCIAL, INC. by:
Metropolitan Area And
County
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