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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIFINANCIAL MTG CO, INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIFINANCIAL MTG CO, INC |
| Address | 4000 REGENT BLVD
IRVING, TX 75063 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 92,278 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,610,591,000 |
| Average Mortgage Loan Amount Applied For | $87,714 |
| Highest Mortgage Loan Amount Applied For | $1,174,000 |
| Average Applicant Income | $54,639 |
| Highest Applicant Income | $6,371,000 |
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| Home Improvement |
5,318 | $470,821,000 |
$88,000 | $900,000 |
$74,000 | $4,281,000 |
| Home Purchase |
11,092 | $938,664,000 |
$84,000 | $749,000 |
$54,000 | $3,600,000 |
| Refinancing |
75,877 | $8,202,606,000 |
$108,000 | $1,174,000 |
$62,000 | $6,371,000 |
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| American Indian or Alaskan Native |
448 | $45,400,000 |
$101,000 | $900,000 |
$69,000 | $4,281,000 |
| Asian |
469 | $67,203,000 |
$143,000 | $550,000 |
$99,000 | $1,704,000 |
| Black or African American |
6,602 | $727,093,000 |
$110,000 | $1,000,000 |
$58,000 | $4,119,000 |
| Hispanic |
2,236 | $227,399,000 |
$101,000 | $625,000 |
$63,000 | $2,340,000 |
| Native Hawaiin or Other Pacific Islander |
100 | $14,182,000 |
$141,000 | $447,000 |
$73,000 | $420,000 |
| Not applicable |
43,869 | $4,478,637,000 |
$102,000 | $1,000,000 |
$53,000 | $3,098,000 |
| Not Provided |
12,242 | $1,100,759,000 |
$89,000 | $965,000 |
$78,000 | $2,400,000 |
| White |
26,321 | $2,951,418,000 |
$112,000 | $1,174,000 |
$69,000 | $6,371,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
92,287 | $9,612,091,000 |
$104,000 | $1,174,000 |
$62,000 | $6,371,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2,406 | $304,056,000 |
$126,000 | $625,000 |
$66,000 | $624,000 |
| Application Denied By Financial Institution |
27,097 | $2,585,276,000 |
$95,000 | $1,174,000 |
$74,000 | $6,371,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
8,276 | $1,030,855,000 |
$124,000 | $965,000 |
$65,000 | $4,119,000 |
| Loan Originated |
10,632 | $1,212,281,000 |
$114,000 | $644,000 |
$64,000 | $420,000 |
| Loan Purchased By The Institution |
43,869 | $4,478,637,000 |
$102,000 | $1,000,000 |
$53,000 | $3,098,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
7 | $986,000 |
$140,000 | $315,000 |
$41,000 | $89,000 |
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| Collateral |
2,303 | $229,744,000 |
$99,000 | $749,000 |
$67,000 | $1,680,000 |
| Credit Application Incomplete |
16,402 | $1,431,203,000 |
$87,000 | $900,000 |
$81,000 | $4,281,000 |
| Credit History |
5,657 | $598,596,000 |
$105,000 | $1,174,000 |
$62,000 | $6,371,000 |
| Debt-To-Income Ratio |
853 | $102,325,000 |
$119,000 | $670,000 |
$48,000 | $362,000 |
| Employment History |
229 | $23,119,000 |
$100,000 | $782,000 |
$77,000 | $1,440,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $275,000 |
$91,000 | $192,000 |
$53,000 | $62,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1,417 | $169,781,000 |
$119,000 | $726,000 |
$67,000 | $2,400,000 |
| Unverifiable Information |
240 | $31,219,000 |
$130,000 | $564,000 |
$58,000 | $260,000 |
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Mortgage Loan App Totals for CITIFINANCIAL MTG CO, INC by:
Metropolitan Area And
County
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