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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIFINANCIAL OF VIRG
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIFINANCIAL OF VIRG |
| Address | 300 ST. PAUL PLACE
BALTIMORE, MD 21202 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 101 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,219,000 |
| Average Mortgage Loan Amount Applied For | $81,600 |
| Highest Mortgage Loan Amount Applied For | $232,000 |
| Average Applicant Income | $62,500 |
| Highest Applicant Income | $312,000 |
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| Home Improvement |
44 | $2,629,000 |
$59,000 | $208,000 |
$71,000 | $312,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
57 | $5,590,000 |
$98,000 | $232,000 |
$50,000 | $126,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
42 | $3,801,000 |
$90,000 | $232,000 |
$47,000 | $126,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
11 | $892,000 |
$81,000 | $133,000 |
$45,000 | $83,000 |
| White |
48 | $3,526,000 |
$73,000 | $219,000 |
$73,000 | $312,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
101 | $8,219,000 |
$81,000 | $232,000 |
$59,000 | $312,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
26 | $2,142,000 |
$82,000 | $232,000 |
$70,000 | $312,000 |
| Application Denied By Financial Institution |
44 | $3,678,000 |
$83,000 | $219,000 |
$57,000 | $312,000 |
| Application Withdrawn By Applicant |
3 | $346,000 |
$115,000 | $192,000 |
$64,000 | $115,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
28 | $2,053,000 |
$73,000 | $197,000 |
$51,000 | $99,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIFINANCIAL OF VIRG by:
Metropolitan Area And
County
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