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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIFINANCIAL PLUS
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIFINANCIAL PLUS |
| Address | 300 ST. PAUL PLACE
BALTIMORE, MD 21202 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 461 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $30,687,000 |
| Average Mortgage Loan Amount Applied For | $67,589 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $36,506 |
| Highest Applicant Income | $521,000 |
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| Home Improvement |
175 | $9,479,000 |
$54,000 | $1,000,000 |
$42,000 | $521,000 |
| Home Purchase |
58 | $5,279,000 |
$91,000 | $298,000 |
$44,000 | $420,000 |
| Refinancing |
228 | $15,929,000 |
$69,000 | $240,000 |
$35,000 | $305,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
450 | $30,171,000 |
$67,000 | $1,000,000 |
$39,000 | $521,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
8 | $341,000 |
$42,000 | $125,000 |
$44,000 | $85,000 |
| White |
3 | $175,000 |
$58,000 | $91,000 |
$30,000 | $42,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
461 | $30,687,000 |
$66,000 | $1,000,000 |
$39,000 | $521,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $398,000 |
$99,000 | $167,000 |
$27,000 | $45,000 |
| Application Denied By Financial Institution |
248 | $15,654,000 |
$63,000 | $250,000 |
$37,000 | $521,000 |
| Application Withdrawn By Applicant |
108 | $8,769,000 |
$81,000 | $1,000,000 |
$42,000 | $305,000 |
| File Closed For Incompleteness |
14 | $1,140,000 |
$81,000 | $217,000 |
$50,000 | $123,000 |
| Loan Originated |
86 | $4,711,000 |
$54,000 | $298,000 |
$36,000 | $139,000 |
| Loan Purchased By The Institution |
1 | $15,000 |
$15,000 | $15,000 |
$27,000 | $27,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIFINANCIAL PLUS by:
Metropolitan Area And
County
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