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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIFINANCIAL SERVICES, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIFINANCIAL SERVICES, INC. |
| Address | 300 ST. PAUL PLACE
BALTIMORE, MD 21202 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 5,416 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $421,699,000 |
| Average Mortgage Loan Amount Applied For | $76,461 |
| Highest Mortgage Loan Amount Applied For | $611,000 |
| Average Applicant Income | $47,076 |
| Highest Applicant Income | $529,000 |
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| Home Improvement |
1,747 | $99,160,000 |
$56,000 | $504,000 |
$59,000 | $358,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
3,670 | $322,559,000 |
$87,000 | $611,000 |
$53,000 | $529,000 |
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| American Indian or Alaskan Native |
14 | $1,266,000 |
$90,000 | $407,000 |
$55,000 | $107,000 |
| Asian |
52 | $4,220,000 |
$81,000 | $399,000 |
$67,000 | $285,000 |
| Black or African American |
916 | $74,759,000 |
$81,000 | $611,000 |
$58,000 | $258,000 |
| Hispanic |
447 | $29,904,000 |
$66,000 | $504,000 |
$56,000 | $261,000 |
| Native Hawaiin or Other Pacific Islander |
14 | $910,000 |
$65,000 | $309,000 |
$62,000 | $107,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
578 | $47,836,000 |
$82,000 | $480,000 |
$59,000 | $290,000 |
| White |
3,396 | $262,824,000 |
$77,000 | $536,000 |
$53,000 | $529,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
5,417 | $421,719,000 |
$77,000 | $611,000 |
$55,000 | $529,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
918 | $67,736,000 |
$73,000 | $611,000 |
$70,000 | $405,000 |
| Application Denied By Financial Institution |
1,081 | $81,549,000 |
$75,000 | $515,000 |
$60,000 | $358,000 |
| Application Withdrawn By Applicant |
86 | $6,448,000 |
$74,000 | $361,000 |
$63,000 | $150,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
3,331 | $265,935,000 |
$79,000 | $544,000 |
$48,000 | $529,000 |
| Loan Purchased By The Institution |
1 | $51,000 |
$51,000 | $51,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIFINANCIAL SERVICES, INC. by:
Metropolitan Area And
County
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