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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIFINANCIAL SERVICES, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIFINANCIAL SERVICES, INC. |
| Address | 300 ST. PAUL PLACE
BALTIMORE, MD 21202 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,437 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $160,208,000 |
| Average Mortgage Loan Amount Applied For | $59,554 |
| Highest Mortgage Loan Amount Applied For | $447,000 |
| Average Applicant Income | $44,260 |
| Highest Applicant Income | $477,000 |
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| Home Improvement |
619 | $28,912,000 |
$46,000 | $447,000 |
$48,000 | $194,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
1,819 | $131,529,000 |
$72,000 | $441,000 |
$47,000 | $477,000 |
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| American Indian or Alaskan Native |
19 | $1,418,000 |
$74,000 | $267,000 |
$72,000 | $298,000 |
| Asian |
26 | $827,000 |
$31,000 | $89,000 |
$41,000 | $74,000 |
| Black or African American |
79 | $4,654,000 |
$58,000 | $300,000 |
$58,000 | $120,000 |
| Hispanic |
92 | $4,507,000 |
$48,000 | $205,000 |
$37,000 | $79,000 |
| Native Hawaiin or Other Pacific Islander |
11 | $455,000 |
$41,000 | $147,000 |
$40,000 | $87,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
209 | $11,283,000 |
$53,000 | $290,000 |
$49,000 | $265,000 |
| White |
2,002 | $137,297,000 |
$68,000 | $447,000 |
$47,000 | $477,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,438 | $160,441,000 |
$65,000 | $447,000 |
$47,000 | $477,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
574 | $30,793,000 |
$53,000 | $305,000 |
$53,000 | $298,000 |
| Application Denied By Financial Institution |
863 | $48,613,000 |
$56,000 | $441,000 |
$44,000 | $477,000 |
| Application Withdrawn By Applicant |
60 | $3,657,000 |
$60,000 | $255,000 |
$43,000 | $108,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
941 | $77,378,000 |
$82,000 | $447,000 |
$47,000 | $194,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIFINANCIAL SERVICES, INC. by:
Metropolitan Area And
County
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