|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CITIFINANCIAL SERVICES, INC.
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CITIFINANCIAL SERVICES, INC. |
| Address | 300 ST. PAUL PLACE
BALTIMORE, MD 21202 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 3,670 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $189,773,000 |
| Average Mortgage Loan Amount Applied For | $55,728 |
| Highest Mortgage Loan Amount Applied For | $618,000 |
| Average Applicant Income | $42,242 |
| Highest Applicant Income | $305,000 |
|
|
|
| Home Improvement |
629 | $22,154,000 |
$35,000 | $241,000 |
$44,000 | $195,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
3,041 | $167,619,000 |
$55,000 | $618,000 |
$42,000 | $305,000 |
|
|
| American Indian or Alaskan Native |
10 | $520,000 |
$52,000 | $104,000 |
$38,000 | $73,000 |
| Asian |
9 | $341,000 |
$37,000 | $198,000 |
$60,000 | $106,000 |
| Black or African American |
325 | $15,868,000 |
$48,000 | $164,000 |
$39,000 | $120,000 |
| Hispanic |
61 | $3,168,000 |
$51,000 | $241,000 |
$44,000 | $102,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $344,000 |
$68,000 | $157,000 |
$50,000 | $95,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
499 | $23,197,000 |
$46,000 | $252,000 |
$44,000 | $155,000 |
| White |
2,761 | $146,335,000 |
$53,000 | $618,000 |
$42,000 | $305,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,670 | $189,773,000 |
$51,000 | $618,000 |
$42,000 | $305,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
868 | $40,984,000 |
$47,000 | $330,000 |
$47,000 | $305,000 |
| Application Denied By Financial Institution |
1,563 | $78,489,000 |
$50,000 | $618,000 |
$40,000 | $195,000 |
| Application Withdrawn By Applicant |
101 | $5,682,000 |
$56,000 | $208,000 |
$38,000 | $89,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,138 | $64,618,000 |
$56,000 | $263,000 |
$41,000 | $181,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CITIFINANCIAL SERVICES, INC. by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
