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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIFINANCIAL SERVICES, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIFINANCIAL SERVICES, INC. |
| Address | 300 ST. PAUL PLACE
BALTIMORE, MD 21202 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 3,735 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $206,851,000 |
| Average Mortgage Loan Amount Applied For | $50,973 |
| Highest Mortgage Loan Amount Applied For | $372,000 |
| Average Applicant Income | $40,955 |
| Highest Applicant Income | $504,000 |
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| Home Improvement |
636 | $24,212,000 |
$38,000 | $206,000 |
$46,000 | $504,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
3,099 | $182,639,000 |
$58,000 | $372,000 |
$43,000 | $441,000 |
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| American Indian or Alaskan Native |
7 | $378,000 |
$54,000 | $121,000 |
$36,000 | $61,000 |
| Asian |
12 | $505,000 |
$42,000 | $141,000 |
$53,000 | $169,000 |
| Black or African American |
541 | $32,023,000 |
$59,000 | $305,000 |
$42,000 | $125,000 |
| Hispanic |
28 | $1,643,000 |
$58,000 | $270,000 |
$41,000 | $104,000 |
| Native Hawaiin or Other Pacific Islander |
7 | $396,000 |
$56,000 | $125,000 |
$46,000 | $78,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
521 | $25,822,000 |
$49,000 | $259,000 |
$45,000 | $180,000 |
| White |
2,619 | $146,084,000 |
$55,000 | $372,000 |
$44,000 | $504,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,735 | $206,851,000 |
$55,000 | $372,000 |
$44,000 | $504,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
866 | $41,243,000 |
$47,000 | $264,000 |
$51,000 | $504,000 |
| Application Denied By Financial Institution |
1,319 | $65,773,000 |
$49,000 | $305,000 |
$41,000 | $247,000 |
| Application Withdrawn By Applicant |
178 | $9,196,000 |
$51,000 | $246,000 |
$45,000 | $125,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,372 | $90,639,000 |
$66,000 | $372,000 |
$41,000 | $209,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIFINANCIAL SERVICES, INC. by:
Metropolitan Area And
County
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