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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIFINANCIAL SERVICES, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIFINANCIAL SERVICES, INC. |
| Address | 300 ST. PAUL PLACE
BALTIMORE, MD 21202 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 8,624 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $484,981,000 |
| Average Mortgage Loan Amount Applied For | $52,117 |
| Highest Mortgage Loan Amount Applied For | $606,000 |
| Average Applicant Income | $38,647 |
| Highest Applicant Income | $738,000 |
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| Home Improvement |
2,102 | $85,932,000 |
$40,000 | $447,000 |
$46,000 | $370,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
6,523 | $399,123,000 |
$61,000 | $606,000 |
$43,000 | $738,000 |
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| American Indian or Alaskan Native |
12 | $482,000 |
$40,000 | $150,000 |
$44,000 | $107,000 |
| Asian |
28 | $1,478,000 |
$52,000 | $147,000 |
$46,000 | $106,000 |
| Black or African American |
3,651 | $198,303,000 |
$54,000 | $551,000 |
$41,000 | $738,000 |
| Hispanic |
168 | $8,570,000 |
$51,000 | $309,000 |
$48,000 | $138,000 |
| Native Hawaiin or Other Pacific Islander |
14 | $776,000 |
$55,000 | $153,000 |
$39,000 | $91,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
802 | $41,321,000 |
$51,000 | $606,000 |
$43,000 | $208,000 |
| White |
3,950 | $234,125,000 |
$59,000 | $581,000 |
$45,000 | $262,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
8,625 | $485,055,000 |
$56,000 | $606,000 |
$44,000 | $738,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1,927 | $101,986,000 |
$52,000 | $606,000 |
$49,000 | $566,000 |
| Application Denied By Financial Institution |
3,524 | $182,313,000 |
$51,000 | $551,000 |
$41,000 | $738,000 |
| Application Withdrawn By Applicant |
357 | $19,123,000 |
$53,000 | $320,000 |
$43,000 | $180,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
2,814 | $181,531,000 |
$64,000 | $581,000 |
$43,000 | $247,000 |
| Loan Purchased By The Institution |
3 | $102,000 |
$34,000 | $51,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIFINANCIAL SERVICES, INC. by:
Metropolitan Area And
County
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