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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIFINANCIAL SERVICES, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIFINANCIAL SERVICES, INC. |
| Address | 300 ST. PAUL PLACE
BALTIMORE, MD 21202 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 4,396 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $227,908,000 |
| Average Mortgage Loan Amount Applied For | $50,362 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $37,577 |
| Highest Applicant Income | $1,000,000 |
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| Home Improvement |
838 | $32,741,000 |
$39,000 | $261,000 |
$39,000 | $154,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
3,558 | $195,167,000 |
$54,000 | $300,000 |
$38,000 | $1,000,000 |
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| American Indian or Alaskan Native |
5 | $375,000 |
$75,000 | $146,000 |
$66,000 | $119,000 |
| Asian |
7 | $343,000 |
$49,000 | $97,000 |
$42,000 | $90,000 |
| Black or African American |
446 | $23,665,000 |
$53,000 | $300,000 |
$38,000 | $146,000 |
| Hispanic |
16 | $727,000 |
$45,000 | $195,000 |
$38,000 | $89,000 |
| Native Hawaiin or Other Pacific Islander |
6 | $138,000 |
$23,000 | $30,000 |
$35,000 | $50,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
286 | $13,356,000 |
$46,000 | $261,000 |
$40,000 | $154,000 |
| White |
3,630 | $189,304,000 |
$52,000 | $295,000 |
$39,000 | $1,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,396 | $227,908,000 |
$51,000 | $300,000 |
$39,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
963 | $49,410,000 |
$51,000 | $292,000 |
$45,000 | $154,000 |
| Application Denied By Financial Institution |
1,742 | $84,511,000 |
$48,000 | $267,000 |
$36,000 | $1,000,000 |
| Application Withdrawn By Applicant |
180 | $9,159,000 |
$50,000 | $249,000 |
$39,000 | $163,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,510 | $84,778,000 |
$56,000 | $300,000 |
$38,000 | $192,000 |
| Loan Purchased By The Institution |
1 | $50,000 |
$50,000 | $50,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIFINANCIAL SERVICES, INC. by:
Metropolitan Area And
County
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