|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CITIFINANCIAL SERVICES, INC.
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CITIFINANCIAL SERVICES, INC. |
| Address | 300 ST. PAUL PLACE
BALTIMORE, MD 21202 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 7,021 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $604,743,000 |
| Average Mortgage Loan Amount Applied For | $91,338 |
| Highest Mortgage Loan Amount Applied For | $716,000 |
| Average Applicant Income | $61,186 |
| Highest Applicant Income | $1,000,000 |
|
|
|
| Home Improvement |
3,294 | $196,725,000 |
$59,000 | $675,000 |
$64,000 | $960,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
3,728 | $408,081,000 |
$109,000 | $716,000 |
$65,000 | $1,000,000 |
|
|
| American Indian or Alaskan Native |
68 | $4,130,000 |
$60,000 | $407,000 |
$68,000 | $420,000 |
| Asian |
252 | $26,808,000 |
$106,000 | $694,000 |
$85,000 | $1,000,000 |
| Black or African American |
651 | $58,152,000 |
$89,000 | $535,000 |
$70,000 | $553,000 |
| Hispanic |
2,433 | $197,674,000 |
$81,000 | $641,000 |
$57,000 | $972,000 |
| Native Hawaiin or Other Pacific Islander |
109 | $12,572,000 |
$115,000 | $649,000 |
$74,000 | $230,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1,437 | $125,446,000 |
$87,000 | $597,000 |
$71,000 | $835,000 |
| White |
2,072 | $180,024,000 |
$86,000 | $716,000 |
$65,000 | $855,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
7,022 | $604,806,000 |
$86,000 | $716,000 |
$65,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1,770 | $150,173,000 |
$84,000 | $592,000 |
$67,000 | $960,000 |
| Application Denied By Financial Institution |
2,647 | $206,386,000 |
$77,000 | $716,000 |
$62,000 | $1,000,000 |
| Application Withdrawn By Applicant |
222 | $19,813,000 |
$89,000 | $401,000 |
$70,000 | $752,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
2,383 | $228,434,000 |
$95,000 | $641,000 |
$65,000 | $972,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CITIFINANCIAL SERVICES, INC. by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
