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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIFINANCIAL SERVICES, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIFINANCIAL SERVICES, INC. |
| Address | 300 ST. PAUL PLACE
BALTIMORE, MD 21202 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,164 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $162,991,000 |
| Average Mortgage Loan Amount Applied For | $78,666 |
| Highest Mortgage Loan Amount Applied For | $534,000 |
| Average Applicant Income | $59,333 |
| Highest Applicant Income | $312,000 |
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| Home Improvement |
929 | $44,052,000 |
$47,000 | $384,000 |
$54,000 | $191,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
1,236 | $118,979,000 |
$96,000 | $534,000 |
$56,000 | $312,000 |
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| American Indian or Alaskan Native |
4 | $228,000 |
$57,000 | $153,000 |
$61,000 | $116,000 |
| Asian |
32 | $1,580,000 |
$49,000 | $275,000 |
$53,000 | $140,000 |
| Black or African American |
187 | $12,240,000 |
$65,000 | $384,000 |
$57,000 | $146,000 |
| Hispanic |
217 | $14,493,000 |
$66,000 | $534,000 |
$50,000 | $201,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $193,000 |
$38,000 | $74,000 |
$42,000 | $84,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
237 | $16,845,000 |
$71,000 | $424,000 |
$55,000 | $263,000 |
| White |
1,483 | $117,452,000 |
$79,000 | $480,000 |
$56,000 | $312,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,165 | $163,031,000 |
$75,000 | $534,000 |
$55,000 | $312,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
589 | $38,529,000 |
$65,000 | $416,000 |
$59,000 | $312,000 |
| Application Denied By Financial Institution |
847 | $57,873,000 |
$68,000 | $534,000 |
$53,000 | $263,000 |
| Application Withdrawn By Applicant |
44 | $3,313,000 |
$75,000 | $275,000 |
$45,000 | $119,000 |
| File Closed For Incompleteness |
1 | $32,000 |
$32,000 | $32,000 |
$50,000 | $50,000 |
| Loan Originated |
684 | $63,284,000 |
$92,000 | $477,000 |
$55,000 | $312,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIFINANCIAL SERVICES, INC. by:
Metropolitan Area And
County
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