|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CITIZENS BANK AND TRUST COMPAN
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CITIZENS BANK AND TRUST COMPAN |
| Address | 106 SOUTH MAIN, P O BOX 760
SPRINGHILL, LA 71075 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 169 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,432,000 |
| Average Mortgage Loan Amount Applied For | $203,555 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $59,666 |
| Highest Applicant Income | $354,000 |
|
|
|
| Home Improvement |
24 | $630,000 |
$26,000 | $74,000 |
$43,000 | $115,000 |
| Home Purchase |
78 | $4,690,000 |
$60,000 | $1,000,000 |
$51,000 | $200,000 |
| Refinancing |
72 | $4,192,000 |
$58,000 | $576,000 |
$58,000 | $354,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $55,000 |
$55,000 | $55,000 |
$22,000 | $22,000 |
| Black or African American |
35 | $1,122,000 |
$32,000 | $123,000 |
$41,000 | $119,000 |
| Hispanic |
2 | $109,000 |
$54,000 | $74,000 |
$51,000 | $67,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $1,073,000 |
$357,000 | $1,000,000 |
$0 | $0 |
| Not Provided |
1 | $19,000 |
$19,000 | $19,000 |
$19,000 | $19,000 |
| White |
132 | $7,134,000 |
$54,000 | $576,000 |
$58,000 | $354,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
174 | $9,512,000 |
$54,000 | $1,000,000 |
$53,000 | $354,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $20,000 |
$20,000 | $20,000 |
$40,000 | $40,000 |
| Application Denied By Financial Institution |
17 | $594,000 |
$34,000 | $95,000 |
$35,000 | $85,000 |
| Application Withdrawn By Applicant |
8 | $264,000 |
$33,000 | $89,000 |
$31,000 | $61,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
148 | $8,634,000 |
$58,000 | $1,000,000 |
$56,000 | $354,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CITIZENS BANK AND TRUST COMPAN by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
