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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIZEN'S BUILDING AND LOAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIZEN'S BUILDING AND LOAN |
| Address | 117 TRADE STREET
GREER, SC 29651 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 215 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $24,944,000 |
| Average Mortgage Loan Amount Applied For | $118,000 |
| Highest Mortgage Loan Amount Applied For | $650,000 |
| Average Applicant Income | $63,666 |
| Highest Applicant Income | $381,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
121 | $16,178,000 |
$133,000 | $550,000 |
$66,000 | $381,000 |
| Refinancing |
94 | $8,766,000 |
$93,000 | $650,000 |
$69,000 | $373,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
12 | $807,000 |
$67,000 | $165,000 |
$57,000 | $135,000 |
| Hispanic |
1 | $100,000 |
$100,000 | $100,000 |
$65,000 | $65,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
28 | $3,446,000 |
$123,000 | $252,000 |
$1,000 | $46,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
174 | $20,591,000 |
$118,000 | $650,000 |
$79,000 | $381,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
215 | $24,944,000 |
$116,000 | $650,000 |
$67,000 | $381,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
22 | $3,391,000 |
$154,000 | $470,000 |
$65,000 | $125,000 |
| Application Withdrawn By Applicant |
3 | $173,000 |
$57,000 | $68,000 |
$58,000 | $149,000 |
| File Closed For Incompleteness |
2 | $267,000 |
$133,000 | $207,000 |
$25,000 | $51,000 |
| Loan Originated |
188 | $21,113,000 |
$112,000 | $650,000 |
$68,000 | $381,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
17 | $2,106,000 |
$123,000 | $317,000 |
$62,000 | $125,000 |
| Debt-To-Income Ratio |
5 | $1,285,000 |
$257,000 | $470,000 |
$78,000 | $108,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIZEN'S BUILDING AND LOAN by:
Metropolitan Area And
County
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