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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIZENS BUSINESS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIZENS BUSINESS BANK |
| Address | 701 N. HAVEN AVENUE
ONTARIO, CA 91764 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 41 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $50,103,000 |
| Average Mortgage Loan Amount Applied For | $899,111 |
| Highest Mortgage Loan Amount Applied For | $11,500,000 |
| Average Applicant Income | $351,333 |
| Highest Applicant Income | $3,006,000 |
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| Home Improvement |
5 | $1,550,000 |
$310,000 | $805,000 |
$51,000 | $255,000 |
| Home Purchase |
16 | $19,368,000 |
$1,210,000 | $5,500,000 |
$496,000 | $3,006,000 |
| Refinancing |
20 | $29,185,000 |
$1,459,000 | $11,500,000 |
$305,000 | $1,551,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $4,352,000 |
$1,088,000 | $1,500,000 |
$485,000 | $565,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $22,003,000 |
$1,833,000 | $11,500,000 |
$0 | $0 |
| Not Provided |
2 | $900,000 |
$450,000 | $800,000 |
$0 | $0 |
| White |
23 | $22,848,000 |
$993,000 | $4,580,000 |
$537,000 | $3,006,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
41 | $50,103,000 |
$1,222,000 | $11,500,000 |
$349,000 | $3,006,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
1 | $1,645,000 |
$1,645,000 | $1,645,000 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
40 | $48,458,000 |
$1,211,000 | $11,500,000 |
$357,000 | $3,006,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIZENS BUSINESS BANK by:
Metropolitan Area And
County
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