|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CITIZENS COMMUNITY FEDERAL
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CITIZENS COMMUNITY FEDERAL |
| Address | PO BOX 218
ALTOONA, WI 54720 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 637 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $69,609,000 |
| Average Mortgage Loan Amount Applied For | $132,705 |
| Highest Mortgage Loan Amount Applied For | $455,000 |
| Average Applicant Income | $91,628 |
| Highest Applicant Income | $460,000 |
|
|
|
| Home Improvement |
65 | $2,127,000 |
$32,000 | $225,000 |
$69,000 | $188,000 |
| Home Purchase |
34 | $4,429,000 |
$130,000 | $408,000 |
$89,000 | $340,000 |
| Refinancing |
540 | $63,416,000 |
$117,000 | $455,000 |
$73,000 | $460,000 |
|
|
| American Indian or Alaskan Native |
3 | $109,000 |
$36,000 | $60,000 |
$38,000 | $55,000 |
| Asian |
1 | $95,000 |
$95,000 | $95,000 |
$46,000 | $46,000 |
| Black or African American |
1 | $207,000 |
$207,000 | $207,000 |
$78,000 | $78,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $118,000 |
$118,000 | $118,000 |
$54,000 | $54,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
91 | $11,381,000 |
$125,000 | $369,000 |
$84,000 | $200,000 |
| White |
542 | $58,062,000 |
$107,000 | $455,000 |
$72,000 | $460,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
639 | $69,972,000 |
$109,000 | $455,000 |
$73,000 | $460,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
106 | $12,019,000 |
$113,000 | $408,000 |
$82,000 | $280,000 |
| Application Denied By Financial Institution |
70 | $7,602,000 |
$108,000 | $270,000 |
$66,000 | $191,000 |
| Application Withdrawn By Applicant |
4 | $514,000 |
$128,000 | $259,000 |
$166,000 | $460,000 |
| File Closed For Incompleteness |
10 | $1,432,000 |
$143,000 | $319,000 |
$87,000 | $136,000 |
| Loan Originated |
449 | $48,405,000 |
$107,000 | $455,000 |
$71,000 | $340,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
19 | $1,837,000 |
$96,000 | $250,000 |
$67,000 | $150,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
18 | $1,733,000 |
$96,000 | $252,000 |
$70,000 | $191,000 |
| Debt-To-Income Ratio |
31 | $3,872,000 |
$124,000 | $270,000 |
$61,000 | $155,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $160,000 |
$80,000 | $88,000 |
$90,000 | $135,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CITIZENS COMMUNITY FEDERAL by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
