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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIZENS FIDELITY MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIZENS FIDELITY MORTGAGE |
| Address | 1000 JOHNSON FERRY RD F-150
MARIETTA, GA 30068 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2005 |
| All Data Years | 2005 |
| Total Number of Mortgage Loan Applications Processed | 21 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,939,000 |
| Average Mortgage Loan Amount Applied For | $155,933 |
| Highest Mortgage Loan Amount Applied For | $816,000 |
| Average Applicant Income | $46,466 |
| Highest Applicant Income | $550,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
23 | $2,768,000 |
$105,333 | $300,000 |
$8,666 | $47,000 |
| Refinancing |
8 | $1,488,000 |
$333,000 | $816,000 |
$202,000 | $550,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
7 | $828,000 |
$118,000 | $200,000 |
$20,000 | $58,000 |
| Hispanic |
1 | $76,000 |
$76,000 | $76,000 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $326,000 |
$163,000 | $197,000 |
$19,000 | $38,000 |
| White |
21 | $3,026,000 |
$223,000 | $816,000 |
$100,000 | $550,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
25 | $3,739,000 |
$232,000 | $816,000 |
$101,666 | $550,000 |
| FHA-insured (Federal Housing Administration) |
6 | $517,000 |
$86,000 | $113,000 |
$16,500 | $38,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $1,508,000 |
$123,000 | $300,000 |
$15,500 | $47,000 |
| Application Withdrawn By Applicant |
18 | $2,748,000 |
$220,000 | $816,000 |
$102,000 | $550,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $50,000 |
$50,000 | $50,000 |
$0 | $0 |
| Credit Application Incomplete |
1 | $300,000 |
$300,000 | $300,000 |
$0 | $0 |
| Credit History |
7 | $829,000 |
$114,500 | $200,000 |
$26,500 | $47,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
2 | $149,000 |
$74,500 | $76,000 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $180,000 |
$90,000 | $94,000 |
$42,500 | $44,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIZENS FIDELITY MORTGAGE by:
Metropolitan Area And
County
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