|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CITIZENS NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CITIZENS NATIONAL BANK |
| Address | 3212 S. GLENSTONE
SPRINGFIELD, MO 65804 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 63 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,382,000 |
| Average Mortgage Loan Amount Applied For | $150,375 |
| Highest Mortgage Loan Amount Applied For | $3,845,000 |
| Average Applicant Income | $56,875 |
| Highest Applicant Income | $329,000 |
|
|
|
| Home Improvement |
3 | $17,000 |
$5,000 | $6,000 |
$106,000 | $122,000 |
| Home Purchase |
29 | $7,228,000 |
$249,000 | $3,845,000 |
$49,000 | $203,000 |
| Refinancing |
32 | $7,292,000 |
$227,000 | $3,300,000 |
$60,000 | $329,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $56,000 |
$56,000 | $56,000 |
$57,000 | $57,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
16 | $9,565,000 |
$597,000 | $3,845,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
47 | $4,916,000 |
$104,000 | $525,000 |
$77,000 | $329,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
64 | $14,537,000 |
$227,000 | $3,845,000 |
$57,000 | $329,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $44,000 |
$44,000 | $44,000 |
$46,000 | $46,000 |
| Application Denied By Financial Institution |
13 | $1,556,000 |
$119,000 | $350,000 |
$57,000 | $133,000 |
| Application Withdrawn By Applicant |
6 | $784,000 |
$130,000 | $240,000 |
$49,000 | $61,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
44 | $12,153,000 |
$276,000 | $3,845,000 |
$59,000 | $329,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
10 | $1,167,000 |
$116,000 | $350,000 |
$64,000 | $133,000 |
| Debt-To-Income Ratio |
1 | $56,000 |
$56,000 | $56,000 |
$57,000 | $57,000 |
| Employment History |
1 | $223,000 |
$223,000 | $223,000 |
$14,000 | $14,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $110,000 |
$110,000 | $110,000 |
$33,000 | $33,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CITIZENS NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
