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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITIZENS STATE BANK, CHENEY
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITIZENS STATE BANK, CHENEY |
| Address | 306 N MAIN
CHENEY, KS 67025 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 78 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,468,000 |
| Average Mortgage Loan Amount Applied For | $35,571 |
| Highest Mortgage Loan Amount Applied For | $158,000 |
| Average Applicant Income | $48,714 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
7 | $227,000 |
$32,000 | $72,000 |
$98,000 | $300,000 |
| Home Purchase |
28 | $1,691,000 |
$60,000 | $158,000 |
$57,000 | $142,000 |
| Refinancing |
43 | $1,550,000 |
$36,000 | $94,000 |
$59,000 | $300,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $70,000 |
$70,000 | $70,000 |
$82,000 | $82,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $200,000 |
$66,000 | $100,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
74 | $3,198,000 |
$43,000 | $158,000 |
$64,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
78 | $3,468,000 |
$44,000 | $158,000 |
$62,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $278,000 |
$139,000 | $158,000 |
$84,000 | $127,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
76 | $3,190,000 |
$41,000 | $140,000 |
$61,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $278,000 |
$139,000 | $158,000 |
$84,000 | $127,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITIZENS STATE BANK, CHENEY by:
Metropolitan Area And
County
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