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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITY BANK |
| Address | 5219 CITY BANK PARKWAY
LUBBOCK, TX 79408 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,510 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $163,377,000 |
| Average Mortgage Loan Amount Applied For | $129,094 |
| Highest Mortgage Loan Amount Applied For | $1,275,000 |
| Average Applicant Income | $82,945 |
| Highest Applicant Income | $1,218,000 |
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| Home Improvement |
26 | $678,000 |
$26,000 | $95,000 |
$93,000 | $1,020,000 |
| Home Purchase |
1,241 | $127,207,000 |
$102,000 | $1,000,000 |
$71,000 | $903,000 |
| Refinancing |
243 | $35,492,000 |
$146,000 | $1,275,000 |
$100,000 | $1,218,000 |
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| American Indian or Alaskan Native |
8 | $1,617,000 |
$202,000 | $470,000 |
$92,000 | $194,000 |
| Asian |
25 | $2,896,000 |
$115,000 | $253,000 |
$87,000 | $336,000 |
| Black or African American |
26 | $2,249,000 |
$86,000 | $172,000 |
$49,000 | $144,000 |
| Hispanic |
239 | $18,853,000 |
$78,000 | $621,000 |
$58,000 | $642,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $430,000 |
$143,000 | $322,000 |
$241,000 | $300,000 |
| Not applicable |
83 | $7,160,000 |
$86,000 | $555,000 |
$0 | $0 |
| Not Provided |
15 | $1,121,000 |
$74,000 | $172,000 |
$79,000 | $416,000 |
| White |
1,111 | $129,051,000 |
$116,000 | $1,275,000 |
$86,000 | $1,218,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,048 | $118,070,000 |
$112,000 | $1,275,000 |
$85,000 | $1,218,000 |
| FHA-insured (Federal Housing Administration) |
413 | $39,347,000 |
$95,000 | $203,000 |
$56,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $25,000 |
$25,000 | $25,000 |
$73,000 | $73,000 |
| VA-guaranteed (Veterans Administration) |
48 | $5,935,000 |
$123,000 | $329,000 |
$55,000 | $124,000 |
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| Application Approved But Not Accepted |
28 | $2,943,000 |
$105,000 | $390,000 |
$58,000 | $270,000 |
| Application Denied By Financial Institution |
63 | $4,443,000 |
$70,000 | $252,000 |
$47,000 | $174,000 |
| Application Withdrawn By Applicant |
96 | $10,884,000 |
$113,000 | $640,000 |
$69,000 | $600,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,323 | $145,107,000 |
$109,000 | $1,275,000 |
$79,000 | $1,218,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITY BANK by:
Metropolitan Area And
County
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