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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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CITY BANK & TRUST CO.
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITY BANK & TRUST CO. |
| Address | 1135 MAIN STREET
CRETE, NE 68333 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 51 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,412,000 |
| Average Mortgage Loan Amount Applied For | $61,000 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $65,166 |
| Highest Applicant Income | $248,000 |
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| Home Improvement |
8 | $170,000 |
$21,000 | $58,000 |
$53,000 | $217,000 |
| Home Purchase |
25 | $2,660,000 |
$106,000 | $300,000 |
$40,000 | $135,000 |
| Refinancing |
18 | $1,582,000 |
$87,000 | $282,000 |
$39,000 | $248,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $125,000 |
$125,000 | $125,000 |
$32,000 | $32,000 |
| Hispanic |
7 | $95,000 |
$13,000 | $51,000 |
$25,000 | $29,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $1,511,000 |
$125,000 | $282,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
31 | $2,681,000 |
$86,000 | $300,000 |
$62,000 | $248,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
51 | $4,412,000 |
$86,000 | $300,000 |
$42,000 | $248,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $483,000 |
$120,000 | $134,000 |
$77,000 | $132,000 |
| Application Denied By Financial Institution |
4 | $315,000 |
$78,000 | $133,000 |
$29,000 | $32,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
2 | $375,000 |
$187,000 | $300,000 |
$82,000 | $135,000 |
| Loan Originated |
41 | $3,239,000 |
$79,000 | $282,000 |
$37,000 | $248,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITY BANK & TRUST CO. by:
Metropolitan Area And
County
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