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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITY COUNTY CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITY COUNTY CREDIT UNION |
| Address | 1982 NORTH STATE ROAD 7
MARGATE, FL 33063 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 213 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $39,063,000 |
| Average Mortgage Loan Amount Applied For | $181,166 |
| Highest Mortgage Loan Amount Applied For | $575,000 |
| Average Applicant Income | $59,166 |
| Highest Applicant Income | $418,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
91 | $17,868,000 |
$196,000 | $569,000 |
$63,000 | $280,000 |
| Refinancing |
173 | $31,353,000 |
$181,000 | $575,000 |
$66,000 | $418,000 |
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| American Indian or Alaskan Native |
2 | $533,000 |
$266,000 | $379,000 |
$72,000 | $107,000 |
| Asian |
2 | $401,000 |
$200,000 | $269,000 |
$54,000 | $60,000 |
| Black or African American |
111 | $19,483,000 |
$175,000 | $569,000 |
$57,000 | $280,000 |
| Hispanic |
36 | $6,497,000 |
$180,000 | $416,000 |
$60,000 | $122,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $313,000 |
$156,000 | $210,000 |
$63,000 | $69,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
16 | $2,733,000 |
$170,000 | $293,000 |
$54,000 | $163,000 |
| White |
95 | $19,261,000 |
$202,000 | $575,000 |
$78,000 | $418,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
264 | $49,221,000 |
$186,000 | $575,000 |
$65,000 | $418,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $978,000 |
$195,000 | $257,000 |
$78,000 | $140,000 |
| Application Denied By Financial Institution |
71 | $13,565,000 |
$191,000 | $416,000 |
$60,000 | $418,000 |
| Application Withdrawn By Applicant |
47 | $8,991,000 |
$191,000 | $480,000 |
$65,000 | $380,000 |
| File Closed For Incompleteness |
10 | $1,819,000 |
$181,000 | $360,000 |
$100,000 | $280,000 |
| Loan Originated |
105 | $18,755,000 |
$178,000 | $575,000 |
$67,000 | $275,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $175,000 |
$175,000 | $175,000 |
$42,000 | $42,000 |
| Preapproval Denied by Financial Institution |
25 | $4,938,000 |
$197,000 | $282,000 |
$53,000 | $134,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
54 | $10,141,000 |
$187,000 | $379,000 |
$67,000 | $418,000 |
| Debt-To-Income Ratio |
35 | $6,701,000 |
$191,000 | $416,000 |
$43,000 | $83,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $798,000 |
$199,000 | $250,000 |
$63,000 | $78,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $863,000 |
$287,000 | $306,000 |
$69,000 | $75,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITY COUNTY CREDIT UNION by:
Metropolitan Area And
County
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