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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITY CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITY CREDIT UNION |
| Address | 7474 FERGUSON ROAD
DALLAS, TX 75228 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 218 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,890,000 |
| Average Mortgage Loan Amount Applied For | $39,473 |
| Highest Mortgage Loan Amount Applied For | $144,000 |
| Average Applicant Income | $76,473 |
| Highest Applicant Income | $165,000 |
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| Home Improvement |
129 | $4,346,000 |
$33,000 | $144,000 |
$71,000 | $162,000 |
| Home Purchase |
4 | $416,000 |
$104,000 | $135,000 |
$72,000 | $81,000 |
| Refinancing |
85 | $5,128,000 |
$60,000 | $135,000 |
$62,000 | $165,000 |
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| American Indian or Alaskan Native |
2 | $20,000 |
$10,000 | $10,000 |
$35,000 | $35,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
14 | $699,000 |
$49,000 | $78,000 |
$61,000 | $101,000 |
| Hispanic |
20 | $979,000 |
$48,000 | $111,000 |
$59,000 | $145,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
120 | $5,626,000 |
$46,000 | $144,000 |
$67,000 | $165,000 |
| White |
62 | $2,566,000 |
$41,000 | $135,000 |
$75,000 | $151,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
218 | $9,890,000 |
$45,000 | $144,000 |
$68,000 | $165,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
43 | $2,161,000 |
$50,000 | $144,000 |
$78,000 | $165,000 |
| Application Denied By Financial Institution |
47 | $2,243,000 |
$47,000 | $135,000 |
$55,000 | $162,000 |
| Application Withdrawn By Applicant |
21 | $791,000 |
$37,000 | $72,000 |
$59,000 | $133,000 |
| File Closed For Incompleteness |
2 | $35,000 |
$17,000 | $30,000 |
$38,000 | $58,000 |
| Loan Originated |
105 | $4,660,000 |
$44,000 | $135,000 |
$71,000 | $151,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
21 | $884,000 |
$42,000 | $134,000 |
$67,000 | $162,000 |
| Credit Application Incomplete |
5 | $195,000 |
$39,000 | $60,000 |
$41,000 | $62,000 |
| Credit History |
6 | $331,000 |
$55,000 | $135,000 |
$40,000 | $56,000 |
| Debt-To-Income Ratio |
8 | $395,000 |
$49,000 | $97,000 |
$35,000 | $62,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $353,000 |
$70,000 | $115,000 |
$49,000 | $85,000 |
| Unverifiable Information |
2 | $85,000 |
$42,000 | $50,000 |
$103,000 | $136,000 |
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Mortgage Loan App Totals for CITY CREDIT UNION by:
Metropolitan Area And
County
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