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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITY NATIONAL BANK & TRUST CO
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITY NATIONAL BANK & TRUST CO |
| Address | PO BOX 2009
LAWTON, OK 73502 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 311 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,910,000 |
| Average Mortgage Loan Amount Applied For | $26,500 |
| Highest Mortgage Loan Amount Applied For | $355,000 |
| Average Applicant Income | $40,500 |
| Highest Applicant Income | $481,000 |
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| Home Improvement |
95 | $1,041,000 |
$10,000 | $160,000 |
$42,000 | $194,000 |
| Home Purchase |
223 | $13,801,000 |
$61,000 | $355,000 |
$54,000 | $206,000 |
| Refinancing |
94 | $6,807,000 |
$72,000 | $1,250,000 |
$58,000 | $481,000 |
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| American Indian or Alaskan Native |
10 | $266,000 |
$26,000 | $50,000 |
$29,000 | $79,000 |
| Asian |
20 | $2,370,000 |
$118,000 | $1,250,000 |
$157,000 | $191,000 |
| Black or African American |
16 | $619,000 |
$38,000 | $180,000 |
$49,000 | $92,000 |
| Hispanic |
18 | $850,000 |
$47,000 | $285,000 |
$65,000 | $187,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
52 | $3,706,000 |
$71,000 | $234,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
296 | $13,838,000 |
$46,000 | $355,000 |
$55,000 | $481,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
412 | $21,649,000 |
$52,000 | $1,250,000 |
$52,000 | $481,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $30,000 |
$30,000 | $30,000 |
$83,000 | $83,000 |
| Application Denied By Financial Institution |
113 | $4,496,000 |
$39,000 | $1,250,000 |
$36,000 | $109,000 |
| Application Withdrawn By Applicant |
19 | $923,000 |
$48,000 | $212,000 |
$32,000 | $54,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
279 | $16,200,000 |
$58,000 | $355,000 |
$60,000 | $481,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $255,000 |
$85,000 | $160,000 |
$43,000 | $81,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
90 | $2,233,000 |
$24,000 | $132,000 |
$33,000 | $77,000 |
| Debt-To-Income Ratio |
18 | $673,000 |
$37,000 | $180,000 |
$45,000 | $92,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $1,335,000 |
$667,000 | $1,250,000 |
$79,000 | $109,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITY NATIONAL BANK & TRUST CO by:
Metropolitan Area And
County
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