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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITY SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITY SAVINGS BANK |
| Address | 301 N PINE ST
DERIDDER, LA 70634 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 445 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,424,000 |
| Average Mortgage Loan Amount Applied For | $45,250 |
| Highest Mortgage Loan Amount Applied For | $419,000 |
| Average Applicant Income | $56,666 |
| Highest Applicant Income | $303,000 |
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| Home Improvement |
97 | $1,212,000 |
$12,000 | $88,000 |
$41,000 | $181,000 |
| Home Purchase |
224 | $9,356,000 |
$41,000 | $167,000 |
$47,000 | $303,000 |
| Refinancing |
124 | $6,856,000 |
$55,000 | $419,000 |
$52,000 | $224,000 |
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| American Indian or Alaskan Native |
1 | $110,000 |
$110,000 | $110,000 |
$66,000 | $66,000 |
| Asian |
2 | $125,000 |
$62,000 | $115,000 |
$71,000 | $129,000 |
| Black or African American |
22 | $755,000 |
$34,000 | $111,000 |
$31,000 | $72,000 |
| Hispanic |
3 | $83,000 |
$27,000 | $36,000 |
$32,000 | $52,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
417 | $16,351,000 |
$39,000 | $419,000 |
$48,000 | $303,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
445 | $17,424,000 |
$39,000 | $419,000 |
$47,000 | $303,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
71 | $3,237,000 |
$45,000 | $143,000 |
$41,000 | $240,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
374 | $14,187,000 |
$37,000 | $419,000 |
$48,000 | $303,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
50 | $2,006,000 |
$40,000 | $113,000 |
$42,000 | $240,000 |
| Debt-To-Income Ratio |
3 | $155,000 |
$51,000 | $80,000 |
$31,000 | $48,000 |
| Employment History |
4 | $103,000 |
$25,000 | $34,000 |
$29,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
14 | $973,000 |
$69,000 | $143,000 |
$46,000 | $127,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITY SAVINGS BANK by:
Metropolitan Area And
County
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