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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CITY & SUBURBAN FEDERAL SAVING
Mortgage Loans and Application Details
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| Mortgage Company Name |
CITY & SUBURBAN FEDERAL SAVING |
| Address | 3 EXECUTIVE BLVD
YONKERS, NY 10701 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 19 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $29,153,000 |
| Average Mortgage Loan Amount Applied For | $1,936,166 |
| Highest Mortgage Loan Amount Applied For | $7,200,000 |
| Average Applicant Income | $29,333 |
| Highest Applicant Income | $131,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
5 | $7,728,000 |
$1,545,000 | $7,200,000 |
$65,000 | $131,000 |
| Refinancing |
14 | $21,425,000 |
$1,530,000 | $6,750,000 |
$2,000 | $36,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $27,050,000 |
$2,080,000 | $7,200,000 |
$0 | $0 |
| Not Provided |
1 | $1,500,000 |
$1,500,000 | $1,500,000 |
$0 | $0 |
| White |
5 | $603,000 |
$120,000 | $190,000 |
$72,000 | $131,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
19 | $29,153,000 |
$1,534,000 | $7,200,000 |
$19,000 | $131,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $10,250,000 |
$2,562,000 | $6,750,000 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $8,215,000 |
$1,173,000 | $3,300,000 |
$5,000 | $36,000 |
| Application Withdrawn By Applicant |
2 | $1,900,000 |
$950,000 | $1,200,000 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
6 | $8,788,000 |
$1,464,000 | $7,200,000 |
$54,000 | $131,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $4,650,000 |
$1,162,000 | $1,700,000 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $190,000 |
$190,000 | $190,000 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $75,000 |
$75,000 | $75,000 |
$36,000 | $36,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $3,300,000 |
$3,300,000 | $3,300,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CITY & SUBURBAN FEDERAL SAVING by:
Metropolitan Area And
County
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