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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CLACKAMAS COUNTY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CLACKAMAS COUNTY BANK |
| Address | 38975 PROCTOR BLVD
SANDY, OR 97055 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 24 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,536,000 |
| Average Mortgage Loan Amount Applied For | $665,500 |
| Highest Mortgage Loan Amount Applied For | $2,246,000 |
| Average Applicant Income | $38,250 |
| Highest Applicant Income | $237,000 |
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| Home Improvement |
15 | $154,000 |
$10,000 | $25,000 |
$48,000 | $237,000 |
| Home Purchase |
10 | $4,638,000 |
$463,000 | $2,246,000 |
$41,000 | $193,000 |
| Refinancing |
3 | $1,182,000 |
$394,000 | $754,000 |
$18,000 | $55,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $544,000 |
$544,000 | $544,000 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $2,797,000 |
$932,000 | $2,246,000 |
$0 | $0 |
| Not Provided |
2 | $20,000 |
$10,000 | $10,000 |
$52,000 | $81,000 |
| White |
22 | $2,613,000 |
$118,000 | $754,000 |
$49,000 | $237,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
28 | $5,974,000 |
$213,000 | $2,246,000 |
$42,000 | $237,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $1,279,000 |
$426,000 | $654,000 |
$34,000 | $55,000 |
| Application Denied By Financial Institution |
14 | $750,000 |
$53,000 | $544,000 |
$30,000 | $81,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
11 | $3,945,000 |
$358,000 | $2,246,000 |
$60,000 | $237,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $554,000 |
$277,000 | $544,000 |
$12,000 | $24,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $138,000 |
$17,000 | $85,000 |
$39,000 | $81,000 |
| Debt-To-Income Ratio |
4 | $58,000 |
$14,000 | $23,000 |
$21,000 | $32,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CLACKAMAS COUNTY BANK by:
Metropolitan Area And
County
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