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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CLARKSTON BRANDON COMMUNITY CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
CLARKSTON BRANDON COMMUNITY CU |
| Address | 8055 ORTONVILLE ROAD
CLARKSTON, MI 48348 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 10 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,415,000 |
| Average Mortgage Loan Amount Applied For | $170,500 |
| Highest Mortgage Loan Amount Applied For | $440,000 |
| Average Applicant Income | $84,750 |
| Highest Applicant Income | $279,000 |
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| Home Improvement |
4 | $169,000 |
$42,000 | $100,000 |
$95,000 | $143,000 |
| Home Purchase |
1 | $104,000 |
$104,000 | $104,000 |
$34,000 | $34,000 |
| Refinancing |
5 | $1,142,000 |
$228,000 | $440,000 |
$130,000 | $279,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
10 | $1,415,000 |
$141,000 | $440,000 |
$106,000 | $279,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
10 | $1,415,000 |
$141,000 | $440,000 |
$106,000 | $279,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $750,000 |
$250,000 | $440,000 |
$145,000 | $279,000 |
| Application Withdrawn By Applicant |
1 | $244,000 |
$244,000 | $244,000 |
$95,000 | $95,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
6 | $421,000 |
$70,000 | $148,000 |
$89,000 | $143,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $50,000 |
$50,000 | $50,000 |
$39,000 | $39,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $700,000 |
$350,000 | $440,000 |
$198,000 | $279,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CLARKSTON BRANDON COMMUNITY CU by:
Metropolitan Area And
County
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