|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CLEARFIELD BANK & TRUST CO.
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CLEARFIELD BANK & TRUST CO. |
| Address | 11 N 2ND STREET
CLEARFIELD, PA 16830 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 668 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $23,737,000 |
| Average Mortgage Loan Amount Applied For | $70,583 |
| Highest Mortgage Loan Amount Applied For | $491,000 |
| Average Applicant Income | $34,916 |
| Highest Applicant Income | $600,000 |
|
|
|
| Home Improvement |
333 | $5,753,000 |
$17,000 | $200,000 |
$43,000 | $600,000 |
| Home Purchase |
97 | $6,908,000 |
$71,000 | $491,000 |
$54,000 | $183,000 |
| Refinancing |
238 | $11,076,000 |
$46,000 | $325,000 |
$50,000 | $357,000 |
|
|
| American Indian or Alaskan Native |
1 | $4,000 |
$4,000 | $4,000 |
$40,000 | $40,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $91,000 |
$91,000 | $91,000 |
$52,000 | $52,000 |
| Not applicable |
1 | $21,000 |
$21,000 | $21,000 |
$29,000 | $29,000 |
| Not Provided |
5 | $265,000 |
$53,000 | $163,000 |
$36,000 | $74,000 |
| White |
660 | $23,356,000 |
$35,000 | $491,000 |
$47,000 | $600,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
668 | $23,737,000 |
$35,000 | $491,000 |
$47,000 | $600,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
100 | $2,981,000 |
$29,000 | $200,000 |
$36,000 | $357,000 |
| Application Withdrawn By Applicant |
46 | $3,496,000 |
$76,000 | $325,000 |
$49,000 | $136,000 |
| File Closed For Incompleteness |
8 | $295,000 |
$36,000 | $54,000 |
$34,000 | $54,000 |
| Loan Originated |
514 | $16,965,000 |
$33,000 | $491,000 |
$49,000 | $600,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CLEARFIELD BANK & TRUST CO. by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
